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5572 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5572 Wavecrest Cir, Saint Charles, MO 63304 · Last verified March 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,368 sqft Living Area
Lot Size3,920 sqft (0.089 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2025)
Tax Bill$2,608.00 (2025)

Property Details

APN / Parcel Number

Primary APNT091500049
Alternative APN
  • 3-0110-A560-00-0042.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,368 sqft Living Area
Basement Area584 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2010
Architectural StyleTraditional Style
Exterior MaterialComposition/Composite Exterior
Lot Area3,920 sqft (0.089 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Porch1 Porch
Porch Area48 sqft Porch

Location & Zoning

Account NumberT091500049
Old Parcel NumberT091500049
Street Address5572 WAVECREST CIR
CitySAINT CHARLES
StateMO
Zip63304-8044
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTERRACE AT COLUMBUS POINTE LOT 42
Legal Range03E
Legal Township46N
Legal SubdivisionTERRACE AT COLUMBUS POINTE
Legal Lot Number42
JurisdictionST CHARLES MO
Minor Civil DivisionCOTTLEVILLE
Census Blockgroup1
Census Block1000
Census Tract311114

Owner

Source: St. Charles County records · APN T091500049

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5572 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
JLB CORP
Jun 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 16, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2025 · Amount on Record
Deed SaleJun 12, 2025 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Doc Number0202524854
Deed Book / Page2025 / 24854
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5572 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Transaction TypeMortgage
Record UpdatedNov 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5572 WAVECREST CIR, SAINT CHARLES, MO 63304-8044

Mortgage

Document Number2021R090138
DateNov 01, 2021
Instrument2021R-090138
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5572 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073132445
DateJun 08, 2020
Book Page7313/2445
Instrument20200608000378520
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 16, 2018
Property Address5572 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Document Number0069481951
Book / Page006948 / 001951
Instrument DateJul 12, 2018
Instrument400190
Transaction TypeTransfer
Record UpdatedAug 10, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5572 WAVECREST CIR ST CHARLES MO 633048044, ST CHARLES, MO 63304-8044

Mortgage

Document Number69481953
DateJul 16, 2018
Book Page006948/001953
Instrument400200
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,608.00$42,141 (+8.69%)$221,797 (+8.69%)
2023$38,771
2022$204,060 Building $204,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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