St. Charles County property record for 5574 Wavecrest Cir, Saint Charles, MO 63304 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,704 sqft · built 2010 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,984 (2025) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T091500048 |
| Primary APN | T091500048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 752 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T091500048 |
|---|---|
| Street Address | 5574 WAVECREST CIR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8044 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TERRACE AT COLUMBUS POINTE LOT 41 |
| Legal Subdivision | TERRACE AT COLUMBUS POINTE |
| Legal Lot Number | 41 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311114 |
Source: St. Charles County records · APN T091500048
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 MERIWETHER LEWIS DR, O FALLON, MO 63368-8388 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2024 |
| Deed Sale | Nov 06, 2024 |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 202446671 |
| Prior Transfer Date | Sep 25, 2024 |
| Prior Transfer Doc | 0000046672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 30, 2020 |
| Property Address | 5574 WAVECREST CIR, SAINT CHARLES, MO 63304-8044 |
| Document Number | 0072581377 |
| Book / Page | 007258 / 001377 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 194290 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 234 MERIWETHER LEWIS DR DARDENNE PRAIRIE MO 633688388, DARDENNE PRAIRIE, MO 63368-8388 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,290 (-) | $254,160 (-) Building $254,160 | |
| 2025 | $2,984.00 | $48,290 (+10.27%) | $254,160 (+10.27%) |
| 2023 | $43,793 | ||
| 2022 | $230,488 Building $230,488 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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