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5570 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5570 Wavecrest Cir, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,568 sqft · built 2010
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$174,900 (Jun 2018)
Tax Bill$2,818 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT091500050

Property Details

APN / Parcel Number

Primary APNT091500050
Alternative APN
  • 3-0110-A560-00-0043.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area2,652 sqft
1st Floor Area884 sqft
Basement Area684 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT091500050
Street Address5570 WAVECREST CIR
CitySAINT CHARLES
StateMO
Zip63304-8044
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTERRACE AT COLUMBUS POINTE LOT 43
Legal SubdivisionTERRACE AT COLUMBUS POINTE
Legal Lot Number43
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1000
Census Tract311114

Owner

Source: St. Charles County records · APN T091500050

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5570 WAVECREST CIR, WELDON SPRING, MO 63304-8044
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Prior SaleJun 14, 2010 · Amount on Record
Deed Document Number2018366570
Deed Book / Page6941 / 1586
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5570 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5570 WAVECREST CIR, WELDON SPRING, MO 63304-8044

Mortgage

Document Number0000014342
DateMar 30, 2026
Instrument2026R-014342
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5570 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Transaction TypeMortgage
Record UpdatedDec 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5570 WAVENCREST ST, SAINT CHARLES, MO 63304

Mortgage

Document Number2021R094638
DateNov 18, 2021
Instrument2021R-094638
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 29, 2018
Property Address5570 WAVECREST CIR, SAINT CHARLES, MO 63304-8044
Document Number0069411586
Book / Page6941 / 1586
Map ReferenceMB 45 PG 273
Instrument DateJun 27, 2018
Instrument20180629000366570
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 COREY MICHAEL DR, 130, WRIGHT CITY, MO 63390-1724

Transferred To (Grantee/Buyer)

NameVerified Name
Address5570 WAVECREST CIR, SAINT CHARLES, MO 63304-8044

Mortgage

Document Number20180629000366580
DateJun 29, 2018
Instrument20180629000366580
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,818.00 (+6.78%)$45,585 (+7.8%)$239,924 (+7.8%) Building $239,924
2024$2,639.00
2023$42,285
2022$222,555 Building $222,555

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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