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5565 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5565 Wavecrest Cir, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,704 sqft · built 2011
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$143,047 (Feb 2012)
Tax Bill$3,007 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT091500040

Property Details

APN / Parcel Number

Primary APNT091500040
Alternative APN
  • 3-0110-A560-00-0033.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,704 sqft Living Area
Basement Area752 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleTownhouse
Exterior MaterialComposition/Composite
Lot Area3,049 sqft (0.069 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft

Location & Zoning

Account NumberT091500040
Old Parcel NumberT091500040
Street Address5565 WAVECREST CIR
CitySAINT CHARLES
StateMO
Zip63304-8043
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTERRACE AT COLUMBUS POINTE LOT 33
Legal Range03E
Legal Township46N
Legal SubdivisionTERRACE AT COLUMBUS POINTE
Legal Lot Number33
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1000
Census Tract311114

Owner

Source: St. Charles County records · APN T091500040

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5565 WAVECREST CIR, COTTLEVILLE, MO 63304-8043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2012 · Amount on Record
Deed SaleFeb 24, 2012 · Amount on Record
Deed Document Number0057292334
Deed Book / Page5729 / 2334
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5565 WAVECREST CIR, SAINT CHARLES, MO 63304-8043
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5565 WAVECREST CIR, COTTLEVILLE, MO 63304-8043

Mortgage

Document Number2021R026897
DateMar 26, 2021
Instrument2021R-026897
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,007.00$48,657 (+10.22%)$256,088 (+10.22%)
2023$44,144
2022$232,335 Building $232,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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