557 Oak Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 557 Oak Tree Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,432 sqft · built 1972
Lot Size	0.734 acres (31,967 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Aug 2026)
Tax Bill	$3,843 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-008128`

Property Details

APN / Parcel Number

Primary APN	`14-008128`
Alternative APN	`008128`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,432 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,967 sqft (0.734 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008128
Street Address	557 OAK TREE RD
City	WESTMINSTER
State	MD
Zip	21157-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 4 - 31967 SQ FT E/S OAK TREE RD 9-94 PLANE VIEW MANOR SC 1
Legal Subdivision	PLANE VIEW MANOR
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	2
Census Block	2002
Census Tract	514100

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	557 OAK TREE RD, WESTMINSTER, MD 21157-8127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Jul 12, 2005 · Amount on Record
Deed Book / Page	11835 / 119
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 13, 2026
Property Address	557 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number	1183000119
Book / Page	11835 / 119
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	MARYLAND HOME TITLE, MARYLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	557 OAK TREE RD, WESTMINSTER, MD 21157-8127

Mortgage

Document Number	1183000124,
Date	Aug 13, 2026
Book Page	11835/124

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,843.00 (+5.06%) Homeowner's exemption	$358,033 (+6.16%)	$378,800 (-) Land $189,400 Building $189,400
2025	$3,658.00 (+8.42%) Homeowner's exemption	$337,267 (+12.94%)	$378,800 (+19.68%) Land $189,400 Building $189,400
2023	$3,374.00 Homeowner's exemption	$298,633	$316,500 Land $169,300 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30