Carroll County property record for 603 Oak Tree Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,372 sqft · built 1965 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $224,000 (Mar 2007) |
| Tax Bill | $3,672 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-031405 |
| Primary APN | 14-031405 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,372 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.81 acres) |
| Garage Type | Carport |
| Garage Area | 560 sqft |
| Carport | Carport |
| Carport Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 031405 |
|---|---|
| Street Address | 603 OAK TREE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 2 -1.81 ACS 603 OAK TREE RD 18-70 ELBEEKAY FARMS SC 2 |
| Legal Subdivision | ELBEEKAY FARMS SEC 02 |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 14, BERRETT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 514100 |
Source: Carroll County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 603 OAK TREE RD, WESTMINSTER, MD 21157-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2007 · Amount on Record |
| Deed Sale | Mar 1, 2007 · Amount on Record |
| Prior Sale | Oct 16, 1998 · Amount on Record |
| Deed Document Number | 200763140 |
| Deed Book / Page | 5160 / 507 |
| Prior Transfer Date | Dec 20, 2006 |
| Prior Transfer Doc | 0051600507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 603 OAK TREE RD, WESTMINSTER, MD 21157-8211 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 603 OAK TREE RD, WESTMINSTER, MD 21157-8211 |
| Document Number | 0111530266 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 11153/266 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 603 OAK TREE RD, WESTMINSTER, MD 21157-8211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0102470117 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 10247/117 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,533 (+6.72%) | $387,500 (-) Land $208,100 Building $179,400 | |
| 2025 | $3,672.00 (+8.22%) Homeowner's exemption | $341,567 (+13.75%) | $387,500 (+21.63%) Land $208,100 Building $179,400 |
| 2023 | $3,393.00 Homeowner's exemption | $300,267 | $318,600 Land $188,100 Building $130,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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