543 Oak Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 543 Oak Tree Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,629 sqft · built 1972
Lot Size	0.71 acres (30,912 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2018)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-016805`

Property Details

APN / Parcel Number

Primary APN	`14-016805`
Alternative APN	`016805`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,629 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,912 sqft (0.71 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,004 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	016805
Street Address	543 OAK TREE RD
City	WESTMINSTER
State	MD
Zip	21157-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 - 30912 SQ FT 543 OAK TREE RD 9-94 PLANE VIEW MANOR SC 1
Legal Subdivision	PLANE VIEW MANOR
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	2
Census Block	2002
Census Tract	514100

Owner

Source: Carroll County records · APN 14-016805

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 01, 2019	Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM
Apr 30, 2018	Grant Deed, Transfer TALBOT SETTLEMENT AND ESCROW LLC, TALBOT SETTLEMENT & ESCROW LLC
Apr 30, 2018	Grant Deed, Transfer · VA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	May 12, 2004
Deed Book / Page	8999 / 168
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0075730126
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 06, 2026
Property Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number	1175000349
Book / Page	11756 / 349
Instrument Date	May 01, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VANQUISH LAND TITLE, VANQUISH LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127

Mortgage

Document Number	1175000349,
Date	May 06, 2026
Book Page	11756/349

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101640300
Date	Mar 16, 2021
Book Page	10164/300

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 01, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number	0092210401
Instrument Date	Feb 01, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 OAK TREE RD WESTMINSTER MD 211578127, WESTMINSTER, MD 21157-8127

Mortgage

Document Number	0092210401
Date	Feb 08, 2019
Book Page	009221/000401

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 07, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 30, 2018
Property Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number	0089990155
Book / Page	008999 / 000155
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TALBOT SETTLEMENT AND ESCROW LLC, TALBOT SETTLEMENT & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	543 OAK TREE RD WESTMINSTER MD 211578127, WESTMINSTER, MD 21157-8127

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 30, 2018
Property Address	543 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number	0089990168
Book / Page	008999 / 000168
Instrument Date	Apr 19, 2017
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TALBOT SETTLEMENT AND ESCROW LLC, TALBOT SETTLEMENT & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	543 OAK TREE RD WESTMINSTER MD 211578127, WESTMINSTER, MD 21157-8127

Mortgage

Document Number	89990175
Date	Apr 30, 2018
Book Page	008999/000175

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,567 (+4.87%)	$541,600 (-) Land $188,500 Building $353,100
2025	$5,587.00 (+14.21%)	$493,533 (+13.98%)	$541,600 (+15.36%) Land $188,500 Building $353,100
2023	$4,892.00	$433,000	$469,500 Land $168,400 Building $301,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135141002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 17 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

543 Oak Tree Rd, Westminster, MD 21157 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Oak Tree Rd

Nearby Streets

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