547 Oak Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 547 Oak Tree Rd, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,424 sqft · built 1972
Lot Size0.73 acres (31,798 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Aug 2023)
Tax Bill$5,319 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-008187

Property Details

APN / Parcel Number

Primary APN14-008187
Alternative APN
  • 008187

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,424 sqft Total Area
Basement Area950 sqft
Finished Basement950 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area31,798 sqft (0.73 acres)
Lot Dimensions228 ft deep x 110 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number008187
Street Address547 OAK TREE RD
CityWESTMINSTER
StateMD
Zip21157-8127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT 2 - 31798 SQ FT 547 OAK TREE RD 9-94 PLANE VIEW MANOR SC1
Legal SubdivisionPLANE VIEW MANOR
Legal Lot Number2
JurisdictionCARROLL MD
Township / Civil Division14, BERRETT
Census Block Group2
Census Block2002
Census Tract514100

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address547 OAK TREE RD, WESTMINSTER, MD 21157-8127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Apr 11, 2023Deed, Transfer · Commercial Mortgage
AK ASSET HOLDINGS INVESTMENTS TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleApr 11, 2023 · Amount on Record
Deed Book / Page11087 / 406
Record UpdatedOct 29, 2026

August 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 3, 2023
Property Address547 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number0110870406
Book / Page11087 / 406
Map ReferenceMB 9 FO 94
Instrument DateJul 28, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address547 OAK TREE RD, WESTMINSTER, MD 21157-8127

Mortgage

Document Number0110870415
DateAug 3, 2023
Instrument11087-0415
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateApr 11, 2023
Property Address547 OAK TREE RD, WESTMINSTER, MD 21157-8127
Document Number0110100303
Book / Page11010 / 303
Map ReferenceMB 9 FO 94
Instrument DateMar 17, 2023
Transaction TypeTransfer
Record UpdatedMay 2, 2023
Title CompanyJUNCTION TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 LORRAINE DR, FINKSBURG, MD 21048-1127

Mortgage

Document Number0110100310
DateApr 11, 2023
Book Page11010/310
Lender
NameAK ASSET HOLDINGS INVESTMENTS TRUST
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,319.00 (+4.93%) Homeowner's exemption$469,967 (+4.92%)$492,000 (-) Land $189,300 Building $302,700
2025$5,069.00 (+64.36%) Homeowner's exemption$447,933 (+64.1%)$492,000 (+67.92%) Land $189,300 Building $302,700
2023$3,084.00 (+7.91%)$272,967 (+7.92%)$293,000 (-) Land $169,200 Building $123,800
2022$2,858.00 Homeowner's exemption$252,933$293,000 Land $169,200 Building $123,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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