Kane County property record for 525 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1931 |
| Lot Size | 0.13 acres (5,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Nov 2014) |
| Tax Bill | $4,439 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-258-006 |
| Primary APN | 06-23-258-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Brick |
| Lot Area | 5,660 sqft (0.13 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 525 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B J WETMORES ADDN WEST 1/2 LOT 5 & EAST 13.5 FT LOT 6 |
| Legal Subdivision | B J WETMORES ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 851600 |
525 Morgan St is owned and occupied by an individual who bought it in November 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 MORGAN ST, ELGIN, IL 60123-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2014 · Amount on File |
| Deed Sale | Nov 3, 2014 · Amount on File |
| Prior Sale | Mar 31, 2014 · Amount on File |
| Deed Document Number | 201455284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 525 MORGAN ST, ELGIN, IL 60123-7539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011058 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022K011058 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 525 Morgan St was $4,439 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,439.00 Homeowner's exemption | $66,189 (+8.57%) Land $12,085 Building $54,104 | $198,646 (+8.57%) Land $36,270 Building $162,377 |
| 2024 | $60,964 Land $11,131 Building $49,833 | $182,965 Land $33,406 Building $149,559 | |
| 2022 | $3,780.00 (+4.97%) Homeowner's exemption | $50,219 (+6.96%) Land $9,169 Building $41,050 | $150,657 (+6.96%) Land $27,507 Building $123,150 |
| 2021 | $3,601.00 Homeowner's exemption | $46,951 Land $8,572 Building $38,379 | $140,853 Land $25,716 Building $115,137 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 525 Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 525 Morgan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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