5565 Riverfront Rd, Clover, SC 29710 Property Records

York County property record for 5565 Riverfront Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft
Lot Size	0.487 acres (21,213 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Feb 2025)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`562-03-01-022`

Property Details

APN / Parcel Number

Primary APN	`562-03-01-022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	21,213 sqft (0.487 acres)

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Location & Zoning

Street Address	5565 RIVERFRONT RD
City	CLOVER
State	SC
Zip	29710-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 22 RIVERFRONT EST .487 AC
Legal Subdivision	RIVERFRONT EST
Legal Lot Number	22
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2010
Census Tract	61710

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5565 RIVERFRONT RD, CLOVER, SC 29710-8053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAMILY TRUST FCU
Feb 26, 2025	Deed, Transfer SURE TITLE COMPANY LLC, SREC TITLE COMPANY LLC
Aug 11, 2017	Deed of Trust, Mortgage · ARM GREENVILLE FCU
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	20255719
Deed Book / Page	21765 / 453
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5565 RIVERFRONT RD, CLOVER, SC 29710-8053
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1896700351
Date	Feb 2, 2021
Book Page	18967/351
Instrument	2021006166

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5565 RIVERFRONT RD, CLOVER, SC 29710-8053
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2027000291
Date	Jun 29, 2022
Book Page	20270/291
Instrument	2022029497

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 30, 2037

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 26, 2025
Property Address	5565 RIVERFRONT RD, CLOVER, SC 29710-8053
Document Number	2176500453
Book / Page	21765 / 453
Map Reference	MB C40 PG 9
Instrument Date	Feb 26, 2025
Instrument	2025005719
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	SURE TITLE COMPANY LLC, SREC TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5565 RIVERFRONT RD, LAKE WYLIE, SC 29710-8053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5565 RIVERFRONT RD, LAKE WYLIE, SC 29710-8053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1653200228
Date	Aug 11, 2017
Book Page	16532/228
Instrument	201700033448

Lender

Name	GREENVILLE FCU
Type	Credit Union
Address	GREENVILLE, SC 29609

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	11.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5565 RIVERFRONT RD, LAKE WYLIE, SC 29710-8053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1835400437
Date	Jun 18, 2020
Book Page	18354/437
Instrument	2020026421

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (+8.68%)	$14,912 (+15%) Land $10,378 Building $4,534	$467,000 (+44.06%) Land $325,000 Building $142,000
2023	$1,878.00	$12,967 Land $9,000 Building $3,967	$324,174 Land $225,000 Building $99,174

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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