5554 Riverfront Rd, Clover, SC 29710 Property Records

York County property record for 5554 Riverfront Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,628 sqft · built 2022
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Sep 2021)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Sep 2021 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`562-03-01-043`

Property Details

APN / Parcel Number

Primary APN	`562-03-01-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,644 sqft
1st Floor Area	1,480 sqft
2nd Floor Area	1,148 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	11,674 sqft (0.268 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Deck Area	Deck Area
Patio Area	400 sqft

Location & Zoning

Street Address	5554 RIVERFRONT RD
City	CLOVER
State	SC
Zip	29710-7071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 43 RIVERFRONT EST .268 AC
Legal Subdivision	RIVERFRONT EST
Legal Lot Number	43
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2010
Census Tract	61710

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5554 RIVERFRONT RD, CLOVER, SC 29710-7071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	202151133
Deed Book / Page	19572 / 336
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	0061790274
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 3, 2021
Property Address	5554 RIVERFRONT RD, CLOVER, SC 29710-7071
Document Number	1957200336
Book / Page	19572 / 336
Map Reference	MB C40 PG 9
Instrument Date	Jul 25, 2021
Instrument	2021051133
Transaction Type	Construction Loan
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$1,091.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5554 RIVERFRONT RD, LAKE WYLIE, SC 29710-7071

Mortgage

Document Number	2021051134
Date	Sep 3, 2021
Instrument	2021051134

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Oct 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	4.99%
Index	LIBOR
Margin	3
Max Rate	1%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (+8.65%)	$31,013 (+15%) Land $15,707 Building $15,306	$888,500 (+31.79%) Land $450,000 Building $438,500
2023	$3,907.00	$26,967 Land $11,000 Building $15,967	$674,180 Land $275,000 Building $399,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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