5534 Riverfront Rd, Clover, SC 29710 Property Records

York County property record for 5534 Riverfront Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 2007
Lot Size	3.43 acres (149,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-03-01-046`

Property Details

APN / Parcel Number

Primary APN	`562-03-01-046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	149,488 sqft (3.43 acres)
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Location & Zoning

Street Address	5534 RIVERFRONT RD
City	CLOVER
State	SC
Zip	29710-7071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 46 & 3.235AC RIVERFRONT ES
Legal Subdivision	LLG
Legal Lot Number	3,46
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2010
Census Tract	61710

Owner

Source: York County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 15, 2025	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	202323830
Deed Book / Page	20882 / 75
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1919400332
Date	Apr 21, 2021
Book Page	19194/332
Instrument	2021022952

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2101200178
Date	Oct 26, 2023
Book Page	21012/178
Instrument	2023033742

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2053

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071

Mortgage

Document Number	2170500124
Date	Jan 15, 2025
Book Page	21705/124
Instrument	2025001224

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Aug 3, 2023
Property Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071
Document Number	2088200075
Book / Page	20882 / 75
Map Reference	MB 160 PG 40
Instrument Date	Aug 3, 2023
Instrument	2023023830
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5534 RIVERFRONT RD, CLOVER, SC 29710-7071
Investor	Possibly a Property Investor

Mortgage

Document Number	2023023831
Date	Aug 3, 2023
Instrument	2023023831

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,729.00 (+36.24%)	$27,243 (+44.2%) Land $18,023 Building $9,220	$681,080 (+44.19%) Land $450,580 Building $230,500
2023	$2,737.00 (+21.37%)	$18,893 (-) Land $12,000 Building $6,893	$472,335 (-) Land $300,000 Building $172,335
2022	$2,255.00	$18,893 Land $12,000 Building $6,893	$472,335 Land $300,000 Building $172,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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