5580 Riverfront Rd, Clover, SC 29710 Property Records

York County property record for 5580 Riverfront Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,399 sqft · built 2004
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$824,000 (May 2021)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`562-03-01-041`

Property Details

APN / Parcel Number

Primary APN	`562-03-01-041`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,399 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,062 sqft
2nd Floor Area	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	16,552 sqft (0.38 acres)

Exterior Amenities

Porch	Slab
Porch Area	287 sqft
Deck Area	9 sqft
Patio Area	126 sqft

Location & Zoning

Street Address	5580 RIVERFRONT RD
City	CLOVER
State	SC
Zip	29710-7071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 41 RIVERFRONT EST .380 AC
Legal Subdivision	RIVERFRONT EST
Legal Lot Number	41
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2010
Census Tract	61710

Owner

Source: York County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5580 RIVERFRONT RD, CLOVER, SC 29710-7071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	202129369
Deed Book / Page	19279 / 90
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5580 RIVERFRONT RD, CLOVER, SC 29710-7071
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2170300485
Date	Jan 14, 2025
Book Page	21703/485
Instrument	2025001136

Lender

Name	TRUIST BANK
Type	Bank
Address	214 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	May 20, 2021
Property Address	5580 RIVERFRONT RD, CLOVER, SC 29710-7071
Document Number	1927800414
Book / Page	19278 / 414
Map Reference	MB C40 PG 9
Instrument Date	May 19, 2021
Instrument	2021029338
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,048.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5580 RIVERFRONT RD, CLOVER, SC 29710-7071

Mortgage

Document Number	1927800416
Date	May 20, 2021
Book Page	19278/416
Instrument	2021029339

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	May 20, 2021
Property Address	5580 RIVERFRONT RD, CLOVER, SC 29710-7071
Document Number	1927900090
Book / Page	19279 / 90
Map Reference	MB C40 PG 9
Instrument Date	May 19, 2021
Instrument	2021029369
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,048.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5580 RIVERFRONT RD, CLOVER, SC 29710-7071

Mortgage

Document Number	1927900092
Date	May 20, 2021
Book Page	19279/92
Instrument	2021029370

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (+2.19%)	$35,432 (+8.16%) Land $18,000 Building $17,432	$885,800 (+8.16%) Land $450,000 Building $435,800
2023	$4,746.00	$32,760 Land $14,000 Building $18,760	$818,996 Land $350,000 Building $468,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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