Pinellas County property record for 556 Hammock Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 1986 |
| Lot Size | 0.218 acres (9,505 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jul 2024) |
| Tax Bill | $8,750 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-7116-6 |
| Primary APN | C62-000-741-7116-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,369 sqft |
| 1st Floor Area | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,505 sqft (0.218 acres) |
| Lot Dimensions | 119 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R128298 |
|---|---|
| Street Address | 556 HAMMOCK DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-6113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAMMOCKS, THE UNIT III LOT 95 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | HAMMOCKS, THE UNIT III |
| Legal Tract | 35367 |
| Legal Block | 3 |
| Legal Lot Number | 95 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 27208 |
Source: Pinellas County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 SPRAGUE RD, WELLESLEY HILLS, MA 02481-2815 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2021 · Amount on Record |
| Deed Document Number | 2024192006 |
| Deed Book / Page | 22876 / 2277 |
| Prior Transfer Date | Jun 21, 2006 |
| Prior Transfer Doc | 0151990074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 556 HAMMOCK DR, PALM HARBOR, FL 34683-6113 |
| Document Number | 0214940849 |
| Book / Page | 21494 / 849 |
| Map Reference | MB 89 PG 87 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021129220 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | INSURED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2705 JARVIS CIR, 2705, PALM HARBOR, FL 34683-7226 |
| Name | Verified Name |
|---|---|
| Address | 556 HAMMOCK DR, PALM HARBOR, FL 34683-6113 |
| Document Number | 0021494851 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 21494/851 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 556 HAMMOCK DR, PALM HARBOR, FL 34683-6113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0211671631 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 21167/1631 |
| Instrument | 2020276355 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 556 HAMMOCK DR, PALM HARBOR, FL 34683-6113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0207771211 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 20777/1211 |
| Instrument | 2019372604 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 556 HAMMOCK DR, PALM HARBOR, FL 34683-6113 |
| Document Number | 0198631304 |
| Book / Page | 19863 / 1304 |
| Map Reference | MB89 PG87 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 2017368716 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | MAJESTIC TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,953.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5248 KERNWOOD CT, 5248, PALM HARBOR, FL 34685-3627 |
| Name | Verified Name |
|---|---|
| Address | 556 HAMMOCK DR, PALM HARBOR, FL 34683-6113 |
| Document Number | 2017368717 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017368717 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,750.00 (+28.88%) | $473,588 (+17.39%) Land $143,307 Building $330,281 | $473,588 (+6.21%) Land $143,307 Building $330,281 |
| 2024 | $6,789.00 (+1.42%) | ||
| 2023 | $6,694.00 (+24.22%) Homeowner's exemption | $403,440 (+22.46%) | $445,916 (+26.91%) Land $175,806 Building $270,110 |
| 2022 | $5,389.00 Homeowner's exemption | $329,454 | $351,351 Land $191,853 Building $159,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 5 (2001–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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