561 Hammock Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 561 Hammock Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,942 sqft · built 1985
Lot Size	0.282 acres (12,314 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7122-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7122-4`
Alternative APNs	`12-28-15-35367-000-1010` `152812353670001010` `R128304`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,942 sqft Heated Area
1st Floor Area	1,942 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,314 sqft (0.282 acres)
Lot Dimensions	133 ft deep x 86 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	290 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128304
Old Parcel Number	152812353670001010
Street Address	561 HAMMOCK DR
City	PALM HARBOR
State	FL
Zip	34683-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCKS, THE UNIT III LOT 101
Legal Range	15
Legal Township	28
Legal Section	12
Legal Subdivision	HAMMOCKS, THE UNIT III
Legal Lot Number	101
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	27208

Owner

561 Hammock Dr is owned and occupied by two individuals who acquired it in December 1992.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	561 HAMMOCK DR, PALM HARBOR, FL 34683-6114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1992
Deed Sale	Dec 2, 1992
Deed Document Number	0081062229
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	561 HAMMOCK DR, PALM HARBOR, FL 34683-6114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 HAFLMOCK DR, PALM HARBOR, FL 34683

Mortgage

Document Number	0212792162
Date	Dec 2, 2020
Book Page	21279/2162
Instrument	2020361256

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 561 Hammock Dr was $3,087 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,087.00 Homeowner's exemption	$201,638	$501,842 Land $158,742 Building $343,100
2023	$2,862.00 (+3.32%) Homeowner's exemption	$190,248 (+3%)	$463,828 (+13.12%) Land $196,046 Building $267,782
2022	$2,770.00 Homeowner's exemption	$184,707	$410,027 Land $209,207 Building $200,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Hammock Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	5 (2001–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Hammock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20