Pinellas County property record for 545 Hammock Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,284 sqft · built 1986 |
| Lot Size | 0.329 acres (14,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Sep 2024) |
| Tax Bill | $7,579 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-7126-5 |
| Primary APN | C62-000-741-7126-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,284 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,327 sqft (0.329 acres) |
| Lot Dimensions | 146 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 350 sqft |
| Patio Area | 336 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R128308 |
|---|---|
| Street Address | 545 HAMMOCK DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAMMOCKS, THE UNIT III LOT 105 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | HAMMOCKS, THE UNIT III |
| Legal Tract | 35367 |
| Legal Lot Number | 105 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27208 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 HAMMOCK DR, PALM HARBOR, FL 34683-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| May 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 2024232260 |
| Deed Book / Page | 22920 / 1467 |
| Prior Transfer Date | Dec 9, 2004 |
| Prior Transfer Doc | 0140060258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 545 HAMMOCK DR, PALM HARBOR, FL 34683-6114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 545 HAMMOCK DR, PALM HARBOR, FL 34683-6114 |
| Document Number | 0212470897 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 21247/897 |
| Instrument | 2020337061 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 10, 2017 |
| Property Address | 545 HAMMOCK DR, PALM HARBOR, FL 34683-6114 |
| Document Number | 0196232311 |
| Book / Page | 19623 / 2311 |
| Map Reference | MB89 PG87 |
| Instrument Date | May 5, 2017 |
| Instrument | 2017145529 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SYNERGY TITLE PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 HAMMOCK DR, 545, PALM HARBOR, FL 34683-6114 |
| Name | Verified Name |
|---|---|
| Address | 927 OMAHA ST, PALM HARBOR, FL 34683-4306 |
| Document Number | 2017145530 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017145530 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,579.00 (+120.83%) | $408,719 (+86.8%) Land $166,913 Building $241,806 | $408,719 (+4.32%) Land $166,913 Building $241,806 |
| 2024 | $3,432.00 (+1.69%) | ||
| 2023 | $3,375.00 (+3.18%) Homeowner's exemption | $218,803 (+3%) | $391,794 (+8.69%) Land $205,696 Building $186,098 |
| 2022 | $3,271.00 Homeowner's exemption | $212,430 | $360,459 Land $218,308 Building $142,151 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 5 (2001–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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