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549 Hammock Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 549 Hammock Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,584 sqft · built 1986
Lot Size0.224 acres (9,771 sqft)
Owner2 Individual Names on File
Last Sale$90,500 (Oct 1991)
Tax Bill$2,151 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-7125-7

Property Details

APN / Parcel Number

Primary APNC62-000-741-7125-7
Alternative APNs
  • 12-28-15-35367-000-1040
  • 152812353670001040
  • R128307

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,584 sqft Heated Area
1st Floor Area1,584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,771 sqft (0.224 acres)
Lot Dimensions119 ft deep x 80 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area432 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR128307
Old Parcel Number152812353670001040
Street Address549 HAMMOCK DR
CityPALM HARBOR
StateFL
Zip34683-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCKS, THE UNIT III LOT 104
Legal Range15
Legal Township28
Legal Section12
Legal SubdivisionHAMMOCKS, THE UNIT III
Legal Lot Number104
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3005
Census Tract27208

Owner

549 Hammock Dr is owned and occupied by two individuals who bought it in October 1991.

Source: Pinellas County records, as of December 26, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address549 HAMMOCK DR, PALM HARBOR, FL 34683-6114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 1991 · Amount on File
Deed SaleOct 15, 1991 · Amount on File
Deed Document Number0077051973
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address549 HAMMOCK DR, PALM HARBOR, FL 34683-6114
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0216631110
DateAug 9, 2021
Book Page21663/1110
Instrument2021260459
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 549 Hammock Dr was $2,151 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,151.00 Homeowner's exemption$149,781$423,226 Land $146,346 Building $276,880
2023$1,982.00 (+3.77%) Homeowner's exemption$141,320 (+3%)$337,060 (+5.54%) Land $170,129 Building $166,931
2022$1,910.00 Homeowner's exemption$137,204$319,381 Land $187,086 Building $132,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Hammock Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims5 (2001–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Hammock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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