5556 Papagallo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5556 Papagallo Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,652 sqft · built 2007
Lot Size1.48 acres (64,469 sqft)
OwnerIndividual Name on Record
Last Sale$2,100,000 (Mar 2025)
Tax Bill$13,485 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-541-19-00

Property Details

APN / Parcel Number

Primary APN122-541-19-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area4,652 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area64,469 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address5556 PAPAGALLO DR
CityOCEANSIDE
StateCA
Zip92057-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-A
Legal DescriptionLOT 187 TR 014981
Legal SubdivisionWILMONT RANCH
Legal Tract014981
Legal Block4
Legal Lot Number187
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address845 WEBSTER ST, PALO ALTO, CA 94301-2834
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Aug 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2025 · Amount on Record
Deed SaleMar 21, 2025 · Amount on Record
Prior SaleNov 29, 2007 · Amount on Record
Deed Document Number202572958
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5556 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5556 PAPAGALLO DR, OCEANSIDE, CA 92057-1948

Mortgage

Document Number0000316433
DateNov 10, 2025
Instrument2025-0316433
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11%
IndexSOFR Average 30-Day
Margin3
Max Rate11%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5556 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5556 PAPAGALLO DR, OCEANSIDE, CA 92057-1948

Mortgage

Document Number0000087767
DateFeb 4, 2021
Instrument2021-0087767
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5556 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Document Number0000357016
Instrument DateAug 18, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyTIMIOS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5556 PAPAGALLO DR OCEANSIDE CA 920571948, OCEANSIDE, CA 92057-1948

Mortgage

Document Number0000357016
DateAug 22, 2019
Instrument357016
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,142,000 (+66.63%) Land $1,224,000 Building $918,000
2025$13,485.00 (+2.13%)$1,285,510 (+4.04%) Land $407,166 Building $878,344
2024$13,204.00 (+2.25%)
2023$12,913.00 (+1.76%) Homeowner's exemption$1,235,594 Land $391,356 Building $844,238
2022$12,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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