San Diego County property record for 5544 Papagallo Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 6,558 sqft · built 2009 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,902,000 (Jul 2026) |
| Tax Bill | $11,718 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-541-16-00 |
| Primary APN | 122-541-16-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 6,558 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 63,598 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 5544 PAPAGALLO DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-A |
| Legal Description | LOT 184 TR 014981 |
| Legal Subdivision | WILMONT RANCH |
| Legal Tract | 014981 |
| Legal Block | 4 |
| Legal Lot Number | 184 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 18619 |
Source: San Diego County records · APN 122-541-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1402 WINDSOR DR, MCKINNEY, TX 75072-6926 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jul 02, 2026 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE INC |
| Aug 04, 2021 | Intrafamily Transfer, Transfer |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Dec 04, 2009 · Amount on Record |
| Deed Document Number | 2026191082 |
| Prior Transfer Date | Apr 09, 2021 |
| Prior Transfer Doc | 0000555718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 02, 2026 |
| Property Address | 5544 PAPAGALLO DR, OCEANSIDE, CA 92057-1948 |
| Document Number | 0000191082 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 2026191082 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211,312.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1402 WINDSOR DR, MCKINNEY, TX 75072-6926 |
| Document Number | 0000191083, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 2026191083 |
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2021 |
| Property Address | 5544 PAPAGALLO DR, OCEANSIDE, CA 92057-1948 |
| Document Number | 0000555718 |
| Map Reference | MAP 14981 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 2021-0555718 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5544 PAPAGALLO DR, OCEANSIDE, CA 92057-1948 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5544 PAPAGALLO DR, OCEANSIDE, CA 92057-1948 |
| Document Number | 0000219111 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5544 PAPAGALLO DR OCEANSIDE CA 920571948, OCEANSIDE, CA 92057-1948 |
| Document Number | 0000219111 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 219111 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5544 PAPAGALLO DR, OCEANSIDE, CA 92057-1948 |
| Document Number | 0000082661 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5544 PAPAGALLO DR OCEANSIDE CA 920571948, OCEANSIDE, CA 92057-1948 |
| Document Number | 0000082661 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 82661 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,138,877 (+2%) Land $263,318 Building $875,559 | |
| 2025 | $11,718.00 (+4.44%) Homeowner's exemption | $1,116,547 (+4.04%) Land $258,155 Building $858,392 |
| 2023 | $11,220.00 (+1.76%) Homeowner's exemption | $1,073,192 Land $248,132 Building $825,060 |
| 2022 | $11,026.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 135 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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