5538 Papagallo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5538 Papagallo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,652 sqft · built 2009
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on Record
Last Sale	$877,500 (May 2009)
Tax Bill	$11,918 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-541-14-00`

Property Details

APN / Parcel Number

Primary APN	`122-541-14-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,652 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	54,450 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	5538 PAPAGALLO DR
City	OCEANSIDE
State	CA
Zip	92057-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-A
Legal Description	LOT 182 TR 014981
Legal Subdivision	WILMONT RANCH
Legal Tract	014981
Legal Block	4
Legal Lot Number	182
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5538 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2009 · Amount on Record
Deed Sale	May 18, 2009 · Amount on Record
Deed Document Number	2009262747
Last Transfer Date	Nov 11, 2020
Transfer Doc	0000046855
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2021
Property Address	5538 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Document Number	0000046855
Map Reference	MAP 14981
Instrument Date	Nov 11, 2020
Instrument	2021-0046855
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5538 PAPAGALLO DR, OCEANSIDE, CA 92057-1948

Mortgage

Document Number	0000046856
Date	Jan 21, 2021
Instrument	2021-0046856

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,158,891 (+2%) Land $315,236 Building $843,655
2025	$11,918.00 (+4.43%) Homeowner's exemption	$1,136,168 (+4.04%) Land $309,055 Building $827,113
2023	$11,412.00 (+1.77%) Homeowner's exemption	$1,092,052 Land $297,055 Building $794,997
2022	$11,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20