5540 Papagallo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5540 Papagallo Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,652 sqft · built 2009
Lot Size1.28 acres (56,192 sqft)
OwnerCompany Name on Record
Last Sale$952,500 (Apr 2009)
Tax Bill$12,937 (2025)
Deeds & MortgagesMay 2020 Transfer
Flood ZoneZone X (minimal risk)
APN122-541-15-00

Property Details

APN / Parcel Number

Primary APN122-541-15-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area4,652 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area56,192 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5540 PAPAGALLO DR
CityOCEANSIDE
StateCA
Zip92057-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-A
Legal DescriptionLOT 183 TR 014981
Legal SubdivisionWILMONT RANCH
Legal Tract014981
Legal Block4
Legal Lot Number183
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5540 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2009 · Amount on Record
Deed SaleApr 29, 2009 · Amount on Record
Deed Document Number2009221784
Last Transfer DateApr 16, 2020
Transfer Doc0000274757
Record UpdatedSep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 29, 2020
Property Address5540 PAPAGALLO DR, OCEANSIDE, CA 92057-1948
Document Number0000274757
Instrument DateApr 16, 2020
Instrument274757
Transaction TypeTransfer
Record UpdatedJun 10, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5540 PAPAGALLO DR OCEANSIDE CA 920571948, OCEANSIDE, CA 92057-1948

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,251,067 (+2%) Land $394,047 Building $857,020
2025$12,937.00 (+4.41%)$1,226,537 (+4.04%) Land $386,321 Building $840,216
2023$12,391.00 (+1.75%)$1,178,912 Land $371,321 Building $807,591
2022$12,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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