Santa Rosa County property record for 5554 Mill Race Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,639 sqft · built 2017 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Aug 2026) |
| Tax Bill | $3,696 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-2N-29-3017-00D00-0100 |
| Primary APN | 33-2N-29-3017-00D00-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,639 sqft Living Area |
| Gross Area | 3,347 sqft |
| 1st Floor Area | 2,639 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 208 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5554 MILL RACE CIR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PACE MILL CREEK PHASE THREE-B LOT 10 BLK D AS DES IN OR 4493 PG 968 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 33 |
| Legal Subdivision | PACE MILL CREEK 3-B |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 520, RICHMOND HILL, GA 31324-0520 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL |
| Feb 23, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 22, 2017 | Warranty Deed, Transfer · Conventional with PMI UNIVERSITY LNDG |
| Jun 27, 2017 | Loan Modification, Mortgage · Line of Credit CENTENNIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on Record |
| Deed Sale | Aug 13, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2024 · Amount on Record |
| Deed Document Number | 202640979 |
| Deed Book / Page | 4778 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 5554 MILL RACE CIR, MILTON, FL 32571-6438 |
| Document Number | 0000040979 |
| Book / Page | 4778 / 506 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202640979 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | GUARANTEE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310,373.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000040980, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202640980 |
| Name | AMERICAN FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 5554 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0040751855 |
| Book / Page | 4075 / 1855 |
| Map Reference | MB 12 PG 27 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 202111637 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,499.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5568 WOODBINE RD, PACE, FL 32571-8766 |
| Name | Verified Name |
|---|---|
| Address | 5554 MILL RACE CIR, PACE, FL 32571-6438 |
| Investor | Possibly a Property Investor |
| Document Number | 0040751859 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 4075/1859 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 22, 2017 |
| Property Address | 5554 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0036631175 |
| Book / Page | 003663 / 001175 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 39584 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,908.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5554 MILL RACE CIR PACE FL 325716438, PACE, FL 32571-6438 |
| Document Number | 36631177 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 003663/001177 |
| Instrument | 39585 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 27, 2017 |
| Property Address | 5554 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0036370111 |
| Book / Page | 003637 / 000111 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 26058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 36370111 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 003637/000111 |
| Instrument | 26058 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,696.00 (+572%) | $312,367 (-1.3%) | $342,980 (+8.37%) Land $48,000 Building $294,980 |
| 2024 | $550.00 (+177.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $316,496 (+2.74%) Land $48,000 Building $268,496 | $316,496 (+2.74%) Land $48,000 Building $268,496 |
| 2023 | $198.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $308,048 (+0.65%) Land $42,000 Building $266,048 | $308,048 (+0.65%) Land $42,000 Building $266,048 |
| 2022 | $198.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $306,049 | $306,049 Land $40,000 Building $266,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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