5561 Mill Race Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5561 Mill Race Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,185 sqft · built 2017
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2021)
Tax Bill	$3,114 (2024)
Deeds & Mortgages	Feb 2024 Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3017-00E00-0060`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3017-00E00-0060`
Alternative APN	`N29233301700E000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,185 sqft Living Area
Gross Area	2,817 sqft
1st Floor Area	2,185 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	136 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5561 MILL RACE CIR
City	MILTON
State	FL
Zip	32571-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK PHASE THREE-B LOT 6 BLK E AS DES IN OR 4120 PG 1185
Legal Range	29W
Legal Township	2N
Legal Section	33
Legal Subdivision	PACE MILL CREEK 3-B
Legal Block	E
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1014
Census Tract	10301

Owner

Source: Santa Rosa County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5561 MILL RACE CIR, MILTON, FL 32571-6441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 19, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2020	Warranty Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC
May 19, 2017	Warranty Deed, Transfer · VA Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	202133399
Deed Book / Page	4120 / 1185
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5561 MILL RACE CIR, PACE, FL 32571-6441
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 MILL RACE CIR, PACE, FL 32571-6441

Mortgage

Document Number	0044711521
Date	Feb 6, 2024
Book Page	4471/1521
Instrument	202404908

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2021
Property Address	5561 MILL RACE CIR, PACE, FL 32571-6441
Document Number	0041201185
Book / Page	4120 / 1185
Map Reference	MB 12 PG 27&28
Instrument Date	May 14, 2021
Instrument	202133399
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7541 SOLSTICE CIR APT 216, 216, ORLANDO, FL 32821-5585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 MILL RACE CIR, PACE, FL 32571-6441

Mortgage

Document Number	0041201187
Date	May 19, 2021
Instrument	4120/1187

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5561 MILL RACE CIR, PACE, FL 32571-6441
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 MILL RACE CIR, PACE, FL 32571-6441

Mortgage

Document Number	0040502028
Date	Dec 31, 2020
Book Page	4050/2028
Instrument	202071257

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 4, 2020
Property Address	5561 MILL RACE CIR, PACE, FL 32571-6441
Document Number	0039251018
Book / Page	3925 / 1018
Map Reference	MB 12 PG 27
Instrument Date	Feb 26, 2020
Instrument	202010694
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 SAWMILL ARCH, 316, CHESAPEAKE, VA 23323-1758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9890 N LOOP RD APT 734, 734, PENSACOLA, FL 32507-7225

Mortgage

Document Number	0039251021
Date	Mar 4, 2020
Instrument	3925/1021

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2017
Property Address	5561 MILL RACE CIR, PACE, FL 32571-6441
Document Number	0036251919
Book / Page	3625 / 1919
Map Reference	MB12 PG27&28
Instrument Date	May 16, 2017
Instrument	201720251
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GUARANTEE TITLE OF NORTHWEST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,611.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4229 HIGHWAY 90, 4229, MILTON, FL 32571-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 MILL RACE CIR, MILTON, FL 32571-6441

Mortgage

Document Number	0201720252
Date	May 19, 2017
Instrument	201720252

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,973 (+2.9%)	$295,474 (+8.17%) Land $48,000 Building $247,474
2024	$3,114.00 (+0.91%) Homeowner's exemption Disabled Person's exemption	$273,054 (+3%)	$273,161 (+3.04%) Land $48,000 Building $225,161
2023	$3,086.00 (-0.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$265,101 (+0.76%) Land $42,000 Building $223,101	$265,101 (+0.76%) Land $42,000 Building $223,101
2022	$3,087.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,113	$263,113 Land $40,000 Building $223,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

5561 Mill Race Cir, Pace (Milton), FL 32571 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mill Race Cir

Nearby Streets

Search Property Records by Address or Parcel Number