Santa Rosa County property record for 5542 Mill Race Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,107 sqft · built 2017 |
| Lot Size | 0.301 acres (13,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,500 (Feb 2021) |
| Tax Bill | $3,308 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-2N-29-3017-00D00-0140 |
| Primary APN | 33-2N-29-3017-00D00-0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,107 sqft Heated Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 2,527 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,155 sqft (0.301 acres) |
| Lot Dimensions | 1,550 ft deep x 850 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 332N29301700D000140 |
|---|---|
| Street Address | 5542 MILL RACE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PACE MILL CREEK PHASE THREE-B LOT 14 BLK D & AS DES IN OR 4078 PG 234 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 33 |
| Legal Subdivision | PACE MILL CREEK |
| Legal Phase | 3 |
| Legal Block | D |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5542 MILL RACE CIR, PACE, FL 32571-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 26, 2021 | Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage CERTANITY HOME LOANS LLC |
| Jun 21, 2017 | Loan Modification, Mortgage · Line of Credit CENTENNIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | Nov 17, 2017 · Amount on File |
| Deed Document Number | 202112698 |
| Deed Book / Page | 4078 / 234 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5542 MILL RACE CIR, PACE, FL 32571-6438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0043321562 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 4332/1562 |
| Instrument | 202256926 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 26, 2021 |
| Property Address | 5542 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0040780234 |
| Book / Page | 4078 / 234 |
| Map Reference | MB 12 PG 27&28 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 202112698 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,019.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 ROYAL OAK DR, CHESAPEAKE, VA 23322-4029 |
| Name | Verified Name |
|---|---|
| Address | 5542 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0004078237 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 4078/237 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 17, 2017 |
| Property Address | 5542 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0036791434 |
| Book / Page | 3679 / 1434 |
| Map Reference | MB12 PG287&28 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 201747999 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | GUARANTEE TITLE OF NORTHWEST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4229 HIGHWAY 90, 4229, MILTON, FL 32571-2011 |
| Name | Verified Name |
|---|---|
| Address | 236 ROYAL OAK DR, CHESAPEAKE, VA 23322-4029 |
| Document Number | 0201748000 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 201748000 |
| Name | CERTANITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 21, 2017 |
| Property Address | 5542 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0036350711 |
| Book / Page | 003635 / 000711 |
| Instrument Date | May 22, 2017 |
| Instrument | 25122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 36350711 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 003635/000711 |
| Instrument | 25122 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,308.00 (+0.33%) Homeowner's exemption | $284,260 (+2.91%) Land $48,000 Building $236,260 | $284,260 (+2.91%) Land $48,000 Building $236,260 |
| 2023 | $3,297.00 (+5.17%) Homeowner's exemption | $276,214 (+5.54%) Land $42,000 Building $234,214 | $276,214 (+5.54%) Land $42,000 Building $234,214 |
| 2022 | $3,135.00 Homeowner's exemption | $261,724 | $261,724 Land $40,000 Building $221,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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