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5550 Mill Race Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5550 Mill Race Cir, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,822 sqft · built 2017
Lot Size0.301 acres (13,155 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Aug 2020)
Tax Bill$2,638 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Nov 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-2N-29-3017-00D00-0120

Property Details

APN / Parcel Number

Primary APN33-2N-29-3017-00D00-0120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,822 sqft Heated Area
Gross Area2,406 sqft
1st Floor Area2,242 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area13,155 sqft (0.301 acres)
Lot Dimensions1,550 ft deep x 850 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number332N29301700D000120
Street Address5550 MILL RACE CIR
CityPACE
StateFL
Zip32571-6438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPACE MILL CREEK PHASE THREE-B LOT 12 BLK D AS DES IN OR 3993 PG 2047
Legal Range29W
Legal Township02N
Legal Section33
Legal SubdivisionPACE MILL CREEK
Legal Phase3
Legal BlockD
Legal Lot Number12
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1004
Census Tract10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5550 MILL RACE CIR, PACE, FL 32571-6438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE OF AMERICA INC
Nov 28, 2017Warranty Deed, Transfer · VA Mortgage
CERTAINTY HOME LOANS LLC
Jun 29, 2017Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number202043061
Deed Book / Page3993 / 2047
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2020
Property Address5550 MILL RACE CIR, PACE, FL 32571-6438
Document Number0039932047
Book / Page3993 / 2047
Map ReferenceMB 12 PG 27&28
Instrument DateJul 31, 2020
Instrument202043061
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9550 BAY POINT DR, 9550, NORFOLK, VA 23518-2050

Transferred To (Grantee/Buyer)

NameVerified Name
Address5550 MILL RACE CIR, PACE, FL 32571-6438

Mortgage

Document Number0039932049
DateAug 24, 2020
Instrument3993/2049
Lender
NameHOME MORTGAGE OF AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 28, 2017
Property Address5550 MILL RACE CIR, PACE, FL 32571-6438
Document Number0036811619
Book / Page3681 / 1619
Map ReferenceMB12 PG27&28
Instrument DateNov 21, 2017
Instrument201749021
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGUARANTEE TITLE OF NORTHWEST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4229 HIGHWAY 90, 4229, MILTON, FL 32571-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address5550 MILL RACE CIR, MILTON, FL 32571-6438

Mortgage

Document Number0201749022
DateNov 28, 2017
Instrument201749022
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateJun 29, 2017
Property Address5550 MILL RACE CIR, PACE, FL 32571-6438
Document Number0036371835
Book / Page003637 / 001835
Instrument DateApr 12, 2017
Instrument26427
Transaction TypeMortgage
Record UpdatedJul 10, 2017
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number36371835
DateJun 29, 2017
Book Page003637/001835
Instrument26427
Lender
NameCENTENNIAL BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,638.00 (+1.03%) Homeowner's exemption Widower's exemption$235,710 (+3%)$248,662 (+3.25%) Land $48,000 Building $200,662
2023$2,611.00 (-18.53%)$228,845 (-3.37%)$240,824 (+1.69%) Land $42,000 Building $198,824
2022$3,205.00$236,818$236,818 Land $40,000 Building $196,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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