Santa Rosa County property record for 5538 Mill Race Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,582 sqft · built 2017 |
| Lot Size | 0.301 acres (13,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,000 (May 2018) |
| Tax Bill | $4,360 (2024) |
| Deeds & Mortgages | May 2018 Sale & Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-2N-29-3017-00D00-0150 |
| Primary APN | 33-2N-29-3017-00D00-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,582 sqft Heated Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 3,002 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,155 sqft (0.301 acres) |
| Lot Dimensions | 1,550 ft deep x 850 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 454 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 332N29301700D000150 |
|---|---|
| Street Address | 5538 MILL RACE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PACE MILL CREEK PHASE THREE-B LOT 15 BLK D AS DES IN OR 3724 PG 803 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 33 |
| Legal Subdivision | PACE MILL CREEK |
| Legal Phase | 3 |
| Legal Block | D |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5538 MILL RACE CIR, PACE, FL 32571-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2018 | Warranty Deed, Transfer · VA Mortgage FIDELITY BANK |
| May 8, 2017 | Loan Modification, Mortgage · Line of Credit CENTENNIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2018 · Amount on Record |
| Deed Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 201817704 |
| Deed Book / Page | 3724 / 0803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 3, 2018 |
| Property Address | 5538 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0037240803 |
| Book / Page | 3724 / 0803 |
| Map Reference | MB 12 PG 27&28 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 201817704 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | GUARANTEE TITLE OF NORTHWEST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4229 HIGHWAY 90, 4229, PACE, FL 32571-2011 |
| Name | Verified Name |
|---|---|
| Address | 5538 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0201817705 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 201817705 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 8, 2017 |
| Property Address | 5538 MILL RACE CIR, PACE, FL 32571-6438 |
| Document Number | 0036220999 |
| Book / Page | 003622 / 000999 |
| Instrument Date | May 3, 2017 |
| Instrument | 18181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 36220999 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 003622/000999 |
| Instrument | 18181 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,360.00 (-1.82%) | $332,414 (+2.61%) Land $48,000 Building $284,414 | $332,414 (+2.61%) Land $48,000 Building $284,414 |
| 2023 | $4,441.00 (+2.9%) | $323,970 (+0.62%) Land $42,000 Building $281,970 | $323,970 (+0.62%) Land $42,000 Building $281,970 |
| 2022 | $4,316.00 | $321,972 | $321,972 Land $40,000 Building $281,972 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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