5550 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5550 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,106 sqft · built 1974
Lot Size	2.42 acres (105,415 sqft)
Owner	Individual on Record
Last Sale	$3,000 (Mar 2022)
Tax Bill	$2,350 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`415-0010-03135`

Property Details

APN / Parcel Number

Primary APN	`415-0010-03135`
Alternative APN	`1126874`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,106 sqft Gross Area
1st Floor Area	1,106 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	105,415 sqft (2.42 acres)
Garage Area	896 sqft
Deck Area	96 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1126874
Street Address	5550 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	N 300 FT OF W 350 FT OF S 1/2 OF S 1/2OF NW 1/4 OF SW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	10
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2017
Census Tract	10500

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5500 LESTER RIVER RD, DULUTH, MN 55804-2826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE
Mar 4, 2022	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	20221438544
Prior Transfer Date	Feb 24, 2022
Prior Transfer Doc	0001438544
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5550 LESTER RIVER RD, DULUTH, MN 55804-2826
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001438543
Date	Mar 4, 2022
Instrument	1438543

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2022
Property Address	5550 LESTER RIVER RD, DULUTH, MN 55804-2826
Document Number	0001438544
Instrument Date	Feb 24, 2022
Instrument	1438544
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5500 LESTER RIVER RD, DULUTH, MN 55804-2826

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,350.00 (+6.62%) Homeowner's exemption
2025	$2,204.00 (-1.87%) Homeowner's exemption	$232,700 (+7.88%) Land $48,600 Building $184,100	$232,700 (+7.88%) Land $48,600 Building $184,100
2024	$2,246.00	$215,700 (+1.46%) Land $45,300 Building $170,400	$215,700 (+1.46%) Land $45,300 Building $170,400
2022		$212,600 Land $43,500 Building $169,100	$212,600 Land $43,500 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lester River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures