5585 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5585 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 2,451 sqft · built 1930
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Jan 2017)
Tax Bill	$4,002 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-02720`

Property Details

APN / Parcel Number

Primary APN	`415-0010-02720`
Alternative APN	`1024371`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,451 sqft Gross Area
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	650 sqft

Exterior Amenities

Porch	Patio
Porch Area	150 sqft
Deck Area	75 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1024371
Street Address	5585 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 1/2 OF NE 1/4 OF NE 1/4 OF SE 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	09
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2013
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0010-02720

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5585 LESTER RIVER RD, DULUTH, MN 55804-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWOODS CU
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWOODS CU
Sep 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2017	Warranty Deed, Construction Loan · Construction Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Sep 29, 2010
Deed Document Number	20171302929
Prior Transfer Date	Sep 09, 2010
Prior Transfer Doc	0001144763
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5585 LESTER RIVER RD, DULUTH, MN 55804-9606
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001450330
Date	Aug 22, 2022
Instrument	1450330

Lender

Name	NORTHWOODS CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5585 LESTER RIVER RD, DULUTH, MN 55804-9606
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060345
Date	Aug 22, 2022
Instrument	1060345

Lender

Name	NORTHWOODS CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5585 LESTER RIVER RD, DULUTH, MN 55804-9606
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046355
Date	Sep 07, 2021
Instrument	1046355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 27, 2017
Property Address	5585 LESTER RIVER RD, DULUTH, MN 55804-9606
Document Number	00A1302929
Instrument Date	Jan 27, 2017
Instrument	A1302929
Transaction Type	Construction Loan
Record Updated	Feb 10, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$923.67
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5585 LESTER RIVER RD DULUTH MN 558049606, DULUTH, MN 55804-9606

Mortgage

Document Number	A1302930
Date	Jan 27, 2017
Instrument	A1302930

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,002.00 (+6.44%) Homeowner's exemption
2025	$3,760.00 (-1.21%) Homeowner's exemption	$370,200 (+8.15%) Land $101,200 Building $269,000	$370,200 (+8.15%) Land $101,200 Building $269,000
2024	$3,806.00	$342,300 (+0.85%) Land $93,400 Building $248,900	$342,300 (+0.85%) Land $93,400 Building $248,900
2022		$339,400 Land $89,200 Building $250,200	$339,400 Land $89,200 Building $250,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

Based on FCC filings for 17 locations within half a mile of this property.

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