5483 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5483 Lester River Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,668 sqft · built 1960
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on Record
Last Sale$300,240 (Aug 2024)
Tax Bill$3,352 (2026)
Deeds & MortgagesSep 2026 Construction Loan
Apr 2026 Sale
Flood ZoneZone X (minimal risk)
APN415-0010-04190

Property Details

APN / Parcel Number

Primary APN415-0010-04190
Alternative APNs
  • 1139572
  • 1171657
  • 60056

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,668 sqft Gross Area
1st Floor Area978 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood
Construction TypeFrame
Lot Area1,742,400 sqft (40 acres)
Garage Area2,574 sqft

Exterior Amenities

PorchSlab
Porch Area181 sqft
Deck Area35 sqft
Lean-To576 sqft
Storage Building48 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1139572
Street Address5483 LESTER RIVER RD
CityDULUTH
StateMN
Zip55804-2849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionNE1/4 OF NE1/4 SERIAL #
Legal Range13W
Legal Township51N
Legal Section16
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2014
Census Tract10500

Owner

Source: St. Louis County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4261 W BEYER RD, DULUTH, MN 55803-9478
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Construction Mortgage
HARBOR CREDIT UNION
Apr 21, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2024 · Amount on Record
Deed SaleAug 7, 2024 · Amount on Record
Deed Document Number20241492965
Prior Transfer DateMay 31, 2024
Prior Transfer Doc0001492965
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateSep 30, 2026
Property Address5483 LESTER RIVER RD, DULUTH, MN 55804-2849
Document Number0001541399
Instrument DateSep 22, 2026
Instrument20261541399
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5156 RICE LAKE RD, DULUTH, MN 55803-9405

Mortgage

Document Number0001541399,
DateSep 30, 2026
Instrument20261541399
Lender
NameHARBOR CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 25, 2027
Interest
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LOUIS MN
Recording DateApr 21, 2026
Property Address5483 LESTER RIVER RD, DULUTH, MN 55804-2849
Document Number0001531149
Instrument DateNov 11, 2025
Instrument20261531149
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4261 W BEYER RD, DULUTH, MN 55803-9478

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,352.00 (+16.31%)
2025$2,882.00 (-0.83%) Homeowner's exemption$310,700 (+8.79%) Land $170,600 Building $140,100$310,700 (+8.79%) Land $170,600 Building $140,100
2024$2,906.00$285,600 (+2.99%) Land $157,100 Building $128,500$285,600 (+2.99%) Land $157,100 Building $128,500
2022$277,300 Land $149,800 Building $127,500$277,300 Land $149,800 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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