5531 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5531 Lester River Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 2,292 sqft · built 1925
Lot Size7.55 acres (328,878 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Sep 2025)
Tax Bill$4,140 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN415-0010-02840

Property Details

APN / Parcel Number

Primary APN415-0010-02840
Alternative APNs
  • 1072180
  • 1187755

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,292 sqft Gross Area
1st Floor Area1,716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area328,878 sqft (7.55 acres)
Garage Area2,668 sqft

Exterior Amenities

PorchSlab
Porch Area256 sqft
Lean-To288 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1187755
Street Address5531 LESTER RIVER RD
CityDULUTH
StateMN
Zip55804-2849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSE1/4 OF SE1/4 EX N1/2 OF NE1/4 AND EX SLY490 FT OF E1/2 AND EX W1/2 SERIAL #
Legal Range13W
Legal Township51N
Legal Section09
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2016
Census Tract10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5531 LESTER RIVER RD, DULUTH, MN 55804-2849
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleAug 14, 2001 · Amount on Record
Deed Document Number20251094387
Prior Transfer DateJul 23, 2001
Prior Transfer Doc0000705941
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 22, 2025
Property Address5531 LESTER RIVER RD, DULUTH, MN 55804-2849
Document Number0001094387
Instrument DateSep 15, 2025
Instrument1094387
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,402.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5531 LESTER RIVER RD, DULUTH, MN 55804-2849

Mortgage

Document Number0001094388
DateSep 22, 2025
Instrument1094388
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,140.00 (+2.32%) Homeowner's exemption
2025$4,046.00 (+2.38%)$430,200 (+21.77%) Land $103,600 Building $326,600$430,200 (+21.77%) Land $103,600 Building $326,600
2024$3,952.00$353,300 (+1.9%) Land $93,200 Building $260,100$353,300 (+1.9%) Land $93,200 Building $260,100
2022$346,700 Land $88,900 Building $257,800$346,700 Land $88,900 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

Nearby Properties on Lester River Rd

Nearby Streets

Search Property Records by Address or Parcel Number