5550 Chincoteague Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 5550 Chincoteague Ct, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,174 sqft · built 2013
Lot Size	0.583 acres (25,374 sqft)
Owner	Trust Name on File
Last Sale	$627,500 (Jan 2013)
Tax Bill	$9,011 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-623-10-00`

Property Details

APN / Parcel Number

Primary APN	`122-623-10-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,174 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	25,374 sqft (0.583 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5550 CHINCOTEAGUE CT
City	OCEANSIDE
State	CA
Zip	92057-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-SP-EQ
Legal Description	LOT 53 TR 015871
Legal Subdivision	HI HOPE RANCH
Legal Tract	015871
Legal Block	1
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	18612

Owner

5550 Chincoteague Ct is owner-occupied and held in a trust since October 2015.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Trust Name on File
Mailing Address	5550 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2013 · Amount on File
Deed Sale	Jan 2, 2013 · Amount on File
Deed Document Number	2013824
Last Transfer Date	Oct 8, 2015
Transfer Doc	0000160709
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5550 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273865
Date	May 29, 2020
Instrument	2020-0273865

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5550 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5550 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547

Mortgage

Document Number	0000736876
Date	Nov 20, 2020
Instrument	2020-0736876

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5550 Chincoteague Ct was $9,011 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,183 (+2%) Land $188,401 Building $627,782
2025	$9,011.00 Homeowner's exemption	$800,180 Land $184,707 Building $615,473
2023	$8,291.00 (+0.27%) Homeowner's exemption	$769,110 Land $177,536 Building $591,574
2022	$8,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5550 Chincoteague Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5550 Chincoteague Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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