5574 Chincoteague Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 5574 Chincoteague Ct, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,814 sqft · built 2013
Lot Size	0.447 acres (19,491 sqft)
Owner	2 Company Names on Record
Last Sale	$552,000 (Mar 2013)
Tax Bill	$7,613 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-623-04-00`

Property Details

APN / Parcel Number

Primary APN	`122-623-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,814 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	19,491 sqft (0.447 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5574 CHINCOTEAGUE CT
City	OCEANSIDE
State	CA
Zip	92057-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-SP-EQ
Legal Description	LOT 47 TR 015871
Legal Subdivision	HI HOPE RANCH
Legal Tract	015871
Legal Block	1
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	18612

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
May 11, 2022	Correction Deed
May 11, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 10, 2022	Intrafamily Transfer, Transfer
Sep 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BREEZE FUNDING INC
Oct 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2013 · Amount on Record
Deed Sale	Mar 28, 2013 · Amount on Record
Deed Document Number	2013198772
Last Transfer Date	Apr 8, 2022
Transfer Doc	0000203496
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 CHINCOTEAGUE CT, OCEANSIDE, CA 92057

Mortgage

Document Number	0000274487
Date	Jul 6, 2022
Instrument	2022-0274487

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.5%
Index	5-Year CMT
Margin	2
Max Rate	7.5%

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2022
Property Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Document Number	0000203496
Map Reference	MAP 15871
Instrument Date	Apr 8, 2022
Instrument	2022-0203496
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2022
Property Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Document Number	0000203495
Map Reference	MAP 15871
Instrument Date	Mar 16, 2022
Instrument	2022-0203495
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2022
Property Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Document Number	0000109301
Map Reference	MAP 15871
Instrument Date	Mar 10, 2022
Instrument	2022-0109301
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Document Number	0000574653
Map Reference	MAP 15871
Instrument Date	Aug 26, 2020
Instrument	2020-0574653
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547

Mortgage

Document Number	0000574654
Date	Sep 28, 2020
Instrument	2020-0574654

Lender

Name	BREEZE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2018
Property Address	5574 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Document Number	0000431510
Instrument Date	Oct 5, 2018
Instrument	431510
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5574 CHINCOTEAGUE CT OCEANSIDE CA 920575547, OCEANSIDE, CA 92057-5547

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,895 (+2%) Land $187,551 Building $502,344
2025	$7,613.00 (+8.7%) Homeowner's exemption	$676,369 (+4.04%) Land $183,874 Building $492,495
2023	$7,004.00 (+0.27%) Homeowner's exemption	$650,107 Land $176,735 Building $473,372
2022	$6,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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