5582 Chincoteague Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 5582 Chincoteague Ct, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,169 sqft · built 2013
Lot Size0.347 acres (15,105 sqft)
OwnerIndividual Name on Record
Last Sale$591,500 (Mar 2013)
Tax Bill$6,710 (2025)
Deeds & MortgagesMay 2018 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN122-623-02-00

Property Details

APN / Parcel Number

Primary APN122-623-02-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,169 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area15,105 sqft (0.347 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5582 CHINCOTEAGUE CT
CityOCEANSIDE
StateCA
Zip92057-5547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP-EQ
Legal DescriptionLOT 45 TR 015871
Legal SubdivisionHI HOPE RANCH
Legal Tract015871
Legal Block1
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract18612

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5582 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2018Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Sep 16, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2013 · Amount on Record
Deed SaleMar 28, 2013 · Amount on Record
Deed Document Number2013196299
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5582 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000216862
DateMay 30, 2018
Instrument2018-0216862
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5582 CHINCOTEAGUE CT, OCEANSIDE, CA 92057-5547
Document Number0000415142
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
Address5582 CHINCOTEAGUE CT OCEANSIDE CA 920575547, OCEANSIDE, CA 92057-5547

Mortgage

Document Number0000415142
DateSep 20, 2019
Instrument415142
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$780,054 (+2%) Land $188,401 Building $591,653
2025$6,710.00 (+7.24%)$764,759 (+4.04%) Land $184,707 Building $580,052
2023$6,257.00 (-1.12%)$735,065 Land $177,536 Building $557,529
2022$6,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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