555 Sommers Ave, Wabash, IN 46992 Property Records

Wabash County property record for 555 Sommers Ave, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 1967
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$222,043 (Mar 2023)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-101-089.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-101-089.000-009`
Alternative APNs	`01808438434` `0120300100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft
Basement Area	2,120 sqft
Finished Basement	2,120 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01808438434
Street Address	555 SOMMERS AVE
City	WABASH
State	IN
Zip	46992-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKS ACRES CONT 1 LOT 21
Legal Subdivision	BROOKS ACRES ADDITION
Legal Lot Number	21
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1003
Census Tract	102700

Owner

555 Sommers Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Wabash County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 SOMMERS AVE, WABASH, IN 46992-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK
Aug 23, 2018	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	2023478105
Prior Transfer Date	Aug 16, 2018
Prior Transfer Doc	2018R454266
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	555 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R454487
Date	Sep 11, 2018
Instrument	2018R454487

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	555 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R454625
Date	Sep 17, 2018
Instrument	2018R454625

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Mar 20, 2023
Property Address	555 SOMMERS AVE, WABASH, IN 46992-2021
Document Number	2023R478105
Map Reference	MB 6 PG 26
Instrument Date	Mar 14, 2023
Instrument	2023R478105
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SOMMERS AVE, WABASH, IN 46992-2021

Mortgage

Document Number	2022R478106
Date	Mar 20, 2023
Instrument	2022R478106

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

August 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WABASH IN
Recording Date	Aug 23, 2018
Property Address	555 SOMMERS AVE, WABASH, IN 46992-2021
Document Number	2018R454265
Map Reference	MB 6 PG 26
Instrument Date	Aug 16, 2018
Instrument	2018R454265
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R454266
Date	Aug 23, 2018
Instrument	2018R454266

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 555 Sommers Ave was $2,070 with a homeowner's exemption, down 0.4% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,070.00 (-0.38%) Homeowner's exemption	$227,400 Land $26,500 Building $200,900	$227,400 Land $26,500 Building $200,900
2024	$2,078.00
2023		$203,600 (+12.74%) Land $26,500 Building $177,100	$203,600 (+12.74%) Land $26,500 Building $177,100
2022	$1,802.00 Homeowner's exemption	$180,600 Land $21,200 Building $159,400	$180,600 Land $21,200 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 Sommers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Sommers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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