538 Sommers Ave, Wabash, IN 46992 Property Records

Wabash County property record for 538 Sommers Ave, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,622 sqft · built 1961
Lot Size	0.232 acres (10,100 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2021)
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-101-098.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-101-098.000-009`
Alternative APNs	`00877899899` `0120434000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1979
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,100 sqft (0.232 acres)
Lot Dimensions	100 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00877899899
Street Address	538 SOMMERS AVE
City	WABASH
State	IN
Zip	46992-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKS ACRES LOT 12
Legal Subdivision	BROOKS ACRES ADD
Legal Lot Number	12
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1003
Census Tract	102700

Owner

538 Sommers Ave is owned and occupied by an individual who bought it in July 2021.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	538 SOMMERS AVE, WABASH, IN 46992-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Deed Document Number	2021469710
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 29, 2021
Property Address	538 SOMMERS AVE, WABASH, IN 46992-2021
Document Number	2021R469710
Instrument Date	Jul 29, 2021
Instrument	2021R469710
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SOMMERS AVE, WABASH, IN 46992-2021

Mortgage

Document Number	2021R469711
Date	Jul 29, 2021
Instrument	2021R469711

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 538 Sommers Ave was $1,506 with a homeowner's exemption, down 0.6% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,506.00 (-0.59%) Homeowner's exemption	$164,700 Land $22,500 Building $142,200	$164,700 Land $22,500 Building $142,200
2024	$1,515.00
2023		$148,500 (+13.01%) Land $22,500 Building $126,000	$148,500 (+13.01%) Land $22,500 Building $126,000
2022	$1,314.00	$131,400 Land $18,000 Building $113,400	$131,400 Land $18,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Sommers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Sommers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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