550 Sommers Ave, Wabash, IN 46992 Property Records

Wabash County property record for 550 Sommers Ave, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,456 sqft · built 1962
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2016)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-101-088.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-101-088.000-009`
Alternative APNs	`00523266380` `0120349300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1978
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00523266380
Street Address	550 SOMMERS AVE
City	WABASH
State	IN
Zip	46992-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKS ACRES S 80' LOT 14
Legal Subdivision	BROOKS ACRES ADD
Legal Lot Number	14
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1003
Census Tract	102700

Owner

550 Sommers Ave is owned and occupied by an individual who bought it in August 2016.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	550 SOMMERS AVE, WABASH, IN 46992-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2016 · Amount on File
Deed Sale	Aug 22, 2016 · Amount on File
Deed Document Number	2016444381
Prior Transfer Date	May 19, 2009
Prior Transfer Doc	2009R407854
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	550 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R467233
Date	Mar 10, 2021
Instrument	2020R467233

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	550 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Oct 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R459355
Date	Oct 8, 2019
Instrument	2019R459355

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	550 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R447871
Date	May 3, 2017
Instrument	2017R447871

Lender

Name	CROSSROADS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 550 Sommers Ave was $2,008 with a homeowner's exemption, up 6.9% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+6.92%) Homeowner's exemption	$220,500 Land $17,800 Building $202,700	$220,500 Land $17,800 Building $202,700
2024	$1,878.00
2023		$196,600 (+12.28%) Land $17,800 Building $178,800	$196,600 (+12.28%) Land $17,800 Building $178,800
2022	$1,750.00 Homeowner's exemption	$175,100 Land $14,200 Building $160,900	$175,100 Land $14,200 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Sommers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Sommers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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