560 Sommers Ave, Wabash, IN 46992 Property Records

Wabash County property record for 560 Sommers Ave, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,697 sqft · built 1962
Lot Size	0.17 acres (7,425 sqft)
Owner	Individual Name on File
Last Sale	$290,605 (Jun 2026)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jun 2012 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-40-101-063.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-40-101-063.000-009`
Alternative APNs	`00208943592` `0120076000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,425 sqft (0.17 acres)
Lot Dimensions	99 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00208943592
Street Address	560 SOMMERS AVE
City	WABASH
State	IN
Zip	46992-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKS ACRES LOT 16
Legal Subdivision	BROOKS ACRES ADD
Legal Lot Number	16
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1003
Census Tract	102700

Owner

560 Sommers Ave is owned and occupied by an individual who bought it in June 2026.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FEDERAL SAVINGS BANK
Jun 14, 2012	Deed of Trust, Mortgage · FHA Mortgage FIRST FARMERS BANK & TRUST
Jul 18, 2011	Deed of Trust, Mortgage · ARM FIRST FARMERS BANK & TRUST
Jun 14, 2012	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Jun 8, 2006	Deed of Trust, Mortgage · Line of Credit FRANCES SLOCUM BANK & TRUST
May 26, 2006	Deed of Trust, Mortgage · ARM FRANCES SLOCUM BANK & TRUST CO
Oct 16, 2015	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FARMERS BANK & TRUST
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSROADS BANK
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSROADS BANK
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2026492812
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R476269
Date	Oct 3, 2022
Instrument	2022R476269

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2032

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012422567
Date	Jun 14, 2012
Instrument	2012422567

Lender

Name	FIRST FARMERS BANK & TRUST
Address	CONVERSE, IN 46919

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	49 Months
Due	Jul 1, 2016

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R418026
Date	Jul 18, 2011
Instrument	2011R418026

Lender

Name	FIRST FARMERS BANK & TRUST
Address	CONVERSE, IN 46919

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Aug 1, 2014
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	11.3%

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R422567
Date	Jun 14, 2012
Instrument	2012R422567

Lender

Name	FIRST FARMERS BANK & TRUST
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	49 Months
Due	Jul 1, 2016

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R392190
Date	Jun 8, 2006
Instrument	2006R392190

Lender

Name	FRANCES SLOCUM BANK & TRUST
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R392009
Date	May 26, 2006
Instrument	2006R392009

Lender

Name	FRANCES SLOCUM BANK & TRUST CO
Type	Non-Lending Institution
Address	WABASH, IN 46992

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2021

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jul 1, 2016
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	1-Year T-Bill
Margin	4
Max Rate	12.3%

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R440351
Date	Oct 16, 2015
Instrument	2015R440351

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2020

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jun 16, 2026
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Document Number	0000492812
Instrument Date	Jun 16, 2026
Instrument	2026492812
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SOMMERS AVE, WABASH, IN 46992-2021

Mortgage

Document Number	0000492813,
Date	Jun 16, 2026
Instrument	2026492813

Lender

Name	CROSSROADS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jun 16, 2026
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Document Number	2026R492812
Instrument Date	Jun 16, 2026
Instrument	2026492812
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SOMMERS AVE, WABASH, IN 46992-2021

Mortgage

Document Number	0000492813,
Date	Jun 16, 2026
Instrument	2026492813

Lender

Name	CROSSROADS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 28, 2021
Property Address	560 SOMMERS AVE, WABASH, IN 46992-2021
Document Number	2021R469671
Instrument Date	Jul 21, 2021
Instrument	2021R469671
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SOMMERS AVE, WABASH, IN 46992-2021

Mortgage

Document Number	2021R469672
Date	Jul 28, 2021
Instrument	2021R469672

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 560 Sommers Ave was $1,560 with a homeowner's exemption, up 2.9% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+2.9%) Homeowner's exemption	$170,700 Land $16,700 Building $154,000	$170,700 Land $16,700 Building $154,000
2024	$1,516.00
2023		$148,400 (+12.42%) Land $16,700 Building $131,700	$148,400 (+12.42%) Land $16,700 Building $131,700
2022	$1,320.00 Homeowner's exemption	$132,000 Land $13,400 Building $118,600	$132,000 Land $13,400 Building $118,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 560 Sommers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Sommers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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