5548 Saddleback Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 5548 Saddleback Ct, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,346 sqft · built 2007
Lot Size0.436 acres (18,995 sqft)
Owner2 Individual Names on File
Last Sale$100 (Apr 2016)
Tax Bill$3,762 (2024)
Flood ZoneZone X (minimal risk)
APN13-18-24-0475-00B-00500

Property Details

APN / Parcel Number

Primary APN13-18-24-0475-00B-00500
Alternative APNs
  • 241813047500B00500
  • 3683935

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,346 sqft Living Area
Gross Area2,944 sqft
1st Floor Area2,346 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area18,995 sqft (0.436 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area290 sqft
Deck AreaDeck Area
Patio Area319 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3683935
Street Address5548 SADDLEBACK CT
CityLADY LAKE
StateFL
Zip32159-6015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionHARBOR HILLS SADDLEBACK COURT SUB LOT 5 BLK B PB 36 PGS 56-57 ORB 3395 PG 472 ORB 4775 PG 763
Legal Range24E
Legal Township18S
Legal Section13
Legal SubdivisionHARBOR HILLS SADDLEBACK COURT SUB
Legal Tract0475
Legal BlockB
Legal Lot Number5
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2000
Census Tract30410

Owner

5548 Saddleback Ct is owned and occupied by two individuals who acquired it in April 2016.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address5548 SADDLEBACK CT, LADY LAKE, FL 32159-6015
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2016 · Amount on File
Deed SaleApr 1, 2016 · Amount on File
Prior SaleMar 22, 2007 · Amount on File
Deed Book / Page4775 / 763
Last Transfer DateApr 22, 2016
Transfer Doc0047750763
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,460 (+2.9%)$402,201 (-) Land $80,000 Building $322,201
2025$259,930 Land $80,000 Building $179,930$402,201 Land $80,000 Building $322,201
2024$3,762.00 (+9.14%)
2023$3,447.00 (+7.85%) Homeowner's exemption$245,260 (+3%)$392,098 (+27.94%) Land $80,000 Building $312,098
2022$3,196.00 Homeowner's exemption$238,120$306,459 Land $40,000 Building $266,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5548 Saddleback Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5548 Saddleback Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARBOR HILLS - 2 WTPS
public/private · serves 1,219 people · EPA ID FL3354781
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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