Lake County property record for 5535 Saddleback Ct, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,389 sqft · built 1993 |
| Lot Size | 0.633 acres (27,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Nov 2018) |
| Tax Bill | $6,703 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-24-0500-00G-02400 |
| Primary APN | 13-18-24-0500-00G-02400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,389 sqft Living Area |
| Gross Area | 4,784 sqft |
| 1st Floor Area | 4,389 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 27,551 sqft (0.633 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 395 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 624 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 700 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3314328 |
|---|---|
| Street Address | 5535 SADDLEBACK CT |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | HARBOR HILLS UNIT 1 PART OF LOT 23 BLK G DESC AS FOLLOWS: BEG AT SW COR OF LOT 23 RUN N 21-48-43 E ALONG LOT LINE BETWEEN LOTS 23 24 A DIST OF 235.49 FT TO NLY COR OF LOT 23 S 39-11-33 E ALONG LOT LINE 14.59 FT S 25-00-35 W 228.77 FT TO POB LOT 24 BL |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR HILLS UNIT |
| Legal Tract | 0500 |
| Legal Block | G |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30410 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5535 SADDLEBACK CT, LADY LAKE, FL 32159-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC |
| Jul 24, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 6, 2018 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2018 · Amount on Record |
| Deed Sale | Nov 6, 2018 · Amount on Record |
| Prior Sale | May 8, 2014 · Amount on Record |
| Deed Document Number | 2018130043 |
| Deed Book / Page | 5194 / 1766 |
| Prior Transfer Date | Dec 23, 2010 |
| Prior Transfer Doc | 0039902444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5535 SADDLEBACK CT, LADY LAKE, FL 32159-6011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050162208 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 5016/2208 |
| Instrument | 2017113030 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5535 SADDLEBACK CT, LADY LAKE, FL 32159-6011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | PGA TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0055101565 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 5510/1565 |
| Instrument | 2020079616 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5535 SADDLEBACK CT, LADY LAKE, FL 32159-6011 |
| Document Number | 0053252102 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | PGA TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5535 SADDLEBACK CT LADY LAKE FL 321596011, LADY LAKE, FL 32159-6011 |
| Document Number | 0053252102 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 005325/002102 |
| Instrument | 91276 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 6, 2018 |
| Property Address | 5535 SADDLEBACK CT, LADY LAKE, FL 32159-6011 |
| Document Number | 0051941766 |
| Book / Page | 005194 / 001766 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 130043 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5535 SADDLEBACK CT LADY LAKE FL 321596011, LADY LAKE, FL 32159-6011 |
| Document Number | 51941768 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 005194/001768 |
| Instrument | 130044 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,860 (+2.9%) | $696,644 (-) Land $110,000 Building $586,644 | |
| 2025 | $482,860 (+5.98%) Land $110,000 Building $372,860 | $696,644 (+2.67%) Land $110,000 Building $586,644 | |
| 2024 | $6,703.00 (+6.87%) | ||
| 2023 | $6,272.00 (+4.1%) Homeowner's exemption | $455,600 (+3%) | $678,508 (+15.44%) Land $110,000 Building $568,508 |
| 2022 | $6,025.00 Homeowner's exemption | $442,330 | $587,757 Land $68,200 Building $519,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARBOR HILLS - 2 WTPS public/private · serves 1,219 people · EPA ID FL3354781 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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