5446 Saddleback Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 5446 Saddleback Ct, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 2000
Lot Size	0.256 acres (11,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,000 (Nov 2022)
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-24-0475-00A-00500`

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0475-00A-00500`
Alternative APNs	`241813047500A00500` `3683889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	2,146 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,137 sqft (0.256 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	295 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3683889
Street Address	5446 SADDLEBACK CT
City	LADY LAKE
State	FL
Zip	32159-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HARBOR HILLS SADDLEBACK COURT SUB LOT 5 BLK A PB 36 PGS 56-57 ORB 6051 PG 557
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	HARBOR HILLS SADDLEBACK COURT SUB
Legal Tract	0475
Legal Block	A
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2013
Census Tract	30410

Owner

Source: Lake County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 9, 2022	Warranty Deed, Transfer BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	2022146913
Deed Book / Page	6051 / 557
Last Transfer Date	Mar 11, 2026
Transfer Doc	0067052391
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Mar 24, 2026
Property Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035
Document Number	0067052391
Book / Page	6705 / 2391
Map Reference	MB 36 PG 56&57
Instrument Date	Mar 11, 2026
Instrument	2026035690
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 9, 2022
Property Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035
Document Number	0060510557
Book / Page	6051 / 557
Map Reference	MB 36 PG 56&57
Instrument Date	Nov 3, 2022
Instrument	2022146913
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transaction

Amount	Amount Recorded
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 E CULLERTON ST, CHICAGO, IL 60616-1884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035
Document Number	0054192155
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 SADDLEBACK CT LADY LAKE FL 321596035, LADY LAKE, FL 32159-6035

Mortgage

Document Number	0054192155
Date	Feb 10, 2020
Book Page	005419/002155
Instrument	17270

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 4, 2019
Property Address	5446 SADDLEBACK CT, LADY LAKE, FL 32159-6035
Document Number	0052591769
Book / Page	005259 / 001769
Instrument Date	Apr 1, 2019
Instrument	37435
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 SADDLEBACK CT LADY LAKE FL 321596035, LADY LAKE, FL 32159-6035

Mortgage

Document Number	52591771
Date	Apr 4, 2019
Book Page	005259/001771
Instrument	37436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,977 (-) Land $80,000 Building $305,977	$385,977 (-) Land $80,000 Building $305,977
2025	$5,558.00 (-0.29%) Homeowner's exemption	$385,977 (+2.44%) Land $80,000 Building $305,977	$385,977 (+2.44%) Land $80,000 Building $305,977
2024	$5,574.00 (+6.92%)
2023	$5,213.00 (+46.31%) Homeowner's exemption	$376,783 (+42.38%)	$376,783 (+27.73%) Land $80,000 Building $296,783
2022	$3,563.00 Homeowner's exemption	$264,630	$294,986 Land $40,000 Building $254,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS - 2 WTPS public/private · serves 1,219 people · EPA ID FL3354781
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

5446 Saddleback Ct, Lady Lake, FL 32159 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Saddleback Ct

Nearby Streets

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