Lake County property record for 5512 Saddleback Ct, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1997 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Nov 2019) |
| Tax Bill | $3,016 (2024) |
| Deeds & Mortgages | Sep 2019 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-24-0475-00B-00100 |
| Primary APN | 13-18-24-0475-00B-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3683897 |
|---|---|
| Street Address | 5512 SADDLEBACK CT |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR HILLS SADDLEBACK COURT SUB LOT 1 BLK B PB 36 PGS 56-57 ORB 5377 PG 1774 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR HILLS |
| Legal Tract | 475 |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30410 |
Source: Lake County records · APN 13-18-24-0475-00B-00100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5512 SADDLEBACK CT, LADY LAKE, FL 32159-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Nov 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 2019132095 |
| Deed Book / Page | 5377 / 1774 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5512 SADDLEBACK CT, LADY LAKE, FL 32159-6015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0053391437 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 5339/1437 |
| Instrument | 2019101969 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 20, 2019 |
| Property Address | 5512 SADDLEBACK CT, LADY LAKE, FL 32159-6015 |
| Document Number | 0053771774 |
| Book / Page | 5377 / 1774 |
| Map Reference | MB 36 PG 56-57 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019132095 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | BROKERS TTL OF LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 BIRDSONG WAY # WAYC303, 77, HILTON HEAD ISLAND, SC 29926-1300 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5512 SADDLEBACK CT, LADY LAKE, FL 32159-6015 |
| Document Number | 0053771775 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 5377/1775 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,370 (+5.98%) Land $80,000 Building $123,370 | $321,006 (+2.42%) Land $80,000 Building $241,006 | |
| 2024 | $3,016.00 (+10.48%) | ||
| 2023 | $2,730.00 (+10.17%) Homeowner's exemption | $191,890 (+3%) | $313,417 (+31.02%) Land $80,000 Building $233,417 |
| 2022 | $2,478.00 Homeowner's exemption | $186,310 | $239,215 Land $40,000 Building $199,215 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 109 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3354781, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARBOR HILLS - 2 WTPS public/private · serves 1,219 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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