55475 SE White Cap Ln, Sandy, OR 97055 Property Records

Clackamas County property record for 55475 SE White Cap Ln, Sandy, OR 97055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,118 sqft · built 1969
Lot Size0.234 acres (10,182 sqft)
OwnerIndividual Name on Record
Last Sale$710,000 (Jun 2026)
Tax Bill$4,699 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2023 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN26E20DC00900

Property Details

APN / Parcel Number

Primary APN26E20DC00900
Alternative APN
  • 00707685

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,118 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area10,182 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account Number00707685
Street Address55475 SE WHITE CAP LN
CitySANDY
StateOR
Zip97055-8793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRFF5
Legal Description549 RIVERSIDE LT 82 PT LT 83 INCL FRONTAGE TO SANDY RIVER
Legal Range6E
Legal Township2S
Legal Section20
Legal SubdivisionRIVERSIDE
Legal Lot Number82,83
JurisdictionCLACKAMAS OR
Township / Civil DivisionMOUNT HOOD
Census Block Group3
Census Block3001
Census Tract24302

Owner

Source: Clackamas County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2203 SE YAMHILL ST, PORTLAND, OR 97214-2799
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY BANK
Dec 29, 2023Bargain and Sale Deed, Transfer
Oct 11, 2018Warranty Deed, Transfer
Aug 28, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleAug 28, 2018 · Amount on Record
Deed Document Number202624417
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 10, 2026
Property Address55475 SE WHITE CAP LN, SANDY, OR 97055-8793
Document Number0000024417
Instrument DateJun 9, 2026
Instrument202624417
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000024418,
DateJun 10, 2026
Instrument202624418
Lender
NameMORGAN STANLEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.1%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCLACKAMAS OR
Recording DateDec 29, 2023
Property Address55475 SE WHITE CAP LN, SANDY, OR 97055-8793
Document Number0000045721
Instrument DateDec 27, 2023
Instrument2023-045721
Transaction TypeTransfer
Record UpdatedJan 4, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5013 NE 48TH AVE, PORTLAND, OR 97218-2051

Transferred To (Grantee/Buyer)

NameVerified Name
Address5013 NE 48TH AVE, PORTLAND, OR 97218-2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateOct 11, 2018
Property Address55475 SE WHITE CAP LN, SANDY, OR 97055-8793
Document Number0000062679
Instrument DateOct 2, 2018
Instrument62679
Transaction TypeTransfer
Record UpdatedOct 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address55475 SE WHITE CAP LN SANDY OR 970558793, SANDY, OR 97055-8793

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateAug 28, 2018
Property Address55475 SE WHITE CAP LN, SANDY, OR 97055-8793
Document Number0000053478
Instrument DateJul 25, 2018
Instrument53478
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$376.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5013 NE 48TH AVE PORTLAND OR 972182051, PORTLAND, OR 97218-2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,699.00 (+13.45%)$305,737 (+6.09%)$562,215 (+4.4%) Land $273,685 Building $288,530
2023$4,142.00$288,188$538,543 Land $260,473 Building $278,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims14 (1979–2025)
Claims Outside the SFHA3 of 14
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSIDE WATER DISTRICT
private · serves 120 people · EPA ID OR4100632
Water SourceGroundwater
Last State InspectionOct 2023
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Starlink
Satellite
280 / 30

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