5544 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5544 Westcott Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,680 sqft · built 2000
Lot Size0.037 acres (1,600 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Sep 2008)
Tax Bill$3,897 (2025)
Deeds & MortgagesApr 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN28-583133

Property Details

APN / Parcel Number

Primary APN28-583133
Alternative APN
  • 583133

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area840 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number583133
Street Address5544 WESTCOTT CIR
CityFREDERICK
StateMD
Zip21703-6565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1082 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER XING SEC V 03
Legal BlockB
Legal Lot Number1082
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5544 WESTCOTT CIR, FREDERICK, MD 21703-6565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2008 · Amount on Record
Deed SaleSep 18, 2008 · Amount on Record
Prior SaleSep 18, 2008 · Amount on Record
Deed Document Number200884118
Deed Book / Page7081 / 360
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5544 WESTCOTT CIR, FREDERICK, MD 21703-6565
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147960304
DateApr 21, 2021
Book Page14796/304
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,367 (+22.36%)$391,900 (+16.26%) Land $120,000 Building $271,900
2025$3,897.00 (+15.09%)
2023$3,386.00 Homeowner's exemption$290,433$337,100 Land $85,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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