Frederick County property record for 5552 Westcott Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,680 sqft · built 2000 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Oct 2008) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-583095 |
| Primary APN | 28-583095 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Deck Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 583095 |
|---|---|
| Street Address | 5552 WESTCOTT CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6565 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1078 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING |
| Legal Subdivision | BALLENGER CROSSING |
| Legal Lot Number | 1078 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5552 WESTCOTT CIR, FREDERICK, MD 21703-6565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Dec 13, 2019 | Loan Modification, Mortgage · Conventional Mortgage PHH MTG SVCS |
| Feb 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2008 · Amount on Record |
| Deed Sale | Oct 10, 2008 · Amount on Record |
| Prior Sale | Dec 2, 2004 · Amount on Record |
| Deed Document Number | 200884499 |
| Deed Book / Page | 7098 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5552 WESTCOTT CIR, FREDERICK, MD 21703-6565 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5552 WESTCOTT CIR, FREDERICK, MD 21703-6565 |
| Document Number | 0163430089 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 16343/89 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Sep 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5552 WESTCOTT CIR, FREDERICK, MD 21703-6565 |
| Document Number | 0134100421 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 5552 WESTCOTT CIR FREDERICK MD 217036565, FREDERICK, MD 21703-6565 |
| Document Number | 0134100421 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 013410/000421 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416-9838 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5552 WESTCOTT CIR, FREDERICK, MD 21703-6565 |
| Document Number | 0117050313 |
| Book / Page | 011705 / 000313 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5552 WESTCOTT CIR FREDERICK MD 217036565, FREDERICK, MD 21703-6565 |
| Document Number | 0117050313 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 011705/000313 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 7, 2042 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,833 (+22.34%) | $387,100 (+16.35%) Land $120,000 Building $267,100 | |
| 2025 | $3,850.00 (+15.1%) | ||
| 2023 | $3,345.00 Homeowner's exemption | $286,767 | $332,700 Land $85,000 Building $247,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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