5538 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5538 Westcott Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,692 sqft · built 2000
Lot Size0.057 acres (2,480 sqft)
OwnerCompany Name on File
Last Sale$278,000 (Sep 2017)
Tax Bill$4,531 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-583176

Property Details

APN / Parcel Number

Primary APN28-583176
Alternative APN
  • 583176

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,692 sqft Living Area
1st Floor Area852 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,480 sqft (0.057 acres)
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number583176
Street Address5538 WESTCOTT CIR
CityFREDERICK
StateMD
Zip21703-6565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1085 SECT V PLAT 3 2,480 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER CROSSING
Legal Lot Number1085
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

5538 Westcott Cir, a townhouse, is owned by a company that bought it in September 2017.

Source: Frederick County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address529 E 7TH ST, FREDERICK, MD 21701-3168
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2017 · Amount on File
Deed SaleSep 7, 2017 · Amount on File
Prior SaleMay 24, 2011 · Amount on File
Deed Document Number201712016-0228
Deed Book / Page12016 / 228
Transfer Doc0054760378
Record UpdatedOct 29, 2026

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 7, 2017
Property Address5538 WESTCOTT CIR, FREDERICK, MD 21703-6565
Document Number0120160228
Book / Page12016 / 0228
Map ReferenceMB63 PG193
Instrument DateAug 21, 2017
Instrument12016-0228
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,336.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5217 FAIRGREENE WAY, IJAMSVILLE, MD 21754-9634

Mortgage

Document Number0120160234
DateSep 7, 2017
Instrument12016-0234
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5538 Westcott Cir was $4,531, up 10.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,367 (+4.06%)$407,900 (+12.18%) Land $120,000 Building $287,900
2025$4,531.00 (+10.7%)$363,600 Land $85,000 Building $278,600$363,600 Land $85,000 Building $278,600
2024$4,093.00 (+14.33%)
2023$3,580.00$298,000$363,600 Land $85,000 Building $278,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5538 Westcott Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5538 Westcott Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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