5534 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5534 Westcott Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,360 sqft · built 2000
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Jan 2012)
Tax Bill$3,482 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-583192

Property Details

APN / Parcel Number

Primary APN28-583192
Alternative APN
  • 583192

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area760 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number583192
Street Address5534 WESTCOTT CIR
CityFREDERICK
StateMD
Zip21703-6565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1087 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER XING SEC V 03
Legal Lot Number1087
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5534 WESTCOTT CIR, FREDERICK, MD 21703-6565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2012 · Amount on Record
Deed SaleJan 6, 2012 · Amount on Record
Prior SaleAug 12, 1999 · Amount on Record
Deed Book / Page8680 / 129
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5534 WESTCOTT CIR, FREDERICK, MD 21703-6565
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159980438
DateJun 22, 2022
Book Page15998/438
Lender
NamePATRIOT FCU
TypeCredit Union
AddressCHAMBERSBURG, PA 17201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 21, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,433 (+22.17%)$349,900 (+17.34%) Land $120,000 Building $229,900
2025$3,482.00 (+14.99%)
2023$3,028.00 Homeowner's exemption$258,200$298,200 Land $85,000 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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