5461 G Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5461 G Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,486 sqft · built 2001
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Dec 2022)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-100-003-000`

Property Details

APN / Parcel Number

Primary APN	`11-18-100-003-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Foundation Type	Raised
Lot Area	187,308 sqft (4.3 acres)
Garage Area	650 sqft
Porch	Porch
Porch Area	196 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5461 G RD
City	WATERLOO
State	IL
Zip	62298-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART TAX LOT 5
Legal Range	09W
Legal Township	03S
Legal Section	18
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2028
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5461 G RD, WATERLOO, IL 62298-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Dec 27, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2022427389
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5461 G RD, WATERLOO, IL 62298-3431
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427318
Date	Dec 15, 2022
Instrument	427318

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 9, 2023

Interest

Rate Type	Fixed Rate
Rate	5.46%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 27, 2022
Property Address	5461 G RD, WATERLOO, IL 62298-3431
Document Number	0000427389
Map Reference	MB A PG 16
Instrument Date	Dec 22, 2022
Instrument	427389
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3822 LOWER SAXTOWN RD, WATERLOO, IL 62298-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5461 G RD, WATERLOO, IL 62298-3431

Mortgage

Document Number	0000427390
Date	Dec 27, 2022
Instrument	427390

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.68%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 18, 2019
Property Address	5461 G RD, WATERLOO, IL 62298-3431
Document Number	0000404232
Instrument Date	Oct 17, 2019
Instrument	404232
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5461 G RD WATERLOO IL 622983431, WATERLOO, IL 62298-3431

Mortgage

Document Number	404233
Date	Oct 18, 2019
Instrument	404233

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00 (-3.17%) Homeowner's exemption	$102,300 (+36.42%) Land $16,560 Building $85,740	$306,900 (+36.42%) Land $49,680 Building $257,220
2024	$5,874.00
2022	Additional exemption filed	$74,990 Land $16,560 Building $58,430	$224,970 Land $49,680 Building $175,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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