5540 Watershed Rd, Morganton, NC 28655 Property Records

Burke County property record for 5540 Watershed Rd, Morganton, NC 28655

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,216 sqft · built 2018
Lot Size1.22 acres (53,143 sqft)
Owner2 Individual Names on File
Last Sale$8,500 (Oct 2016)
Tax Bill$952 (2026)
Flood ZoneZone X (minimal risk)
APN2710259731

Property Details

APN / Parcel Number

Primary APN2710259731
Alternative APN
  • 37022

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area1,216 sqft
FlooringTile

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area53,143 sqft (1.22 acres)
Deck Area760 sqft
Patio Area760 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address5540 WATERSHED RD
CityMORGANTON
StateNC
Zip28655-8123
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRURAL MIXE
Legal Description5540 WATERSHED RD MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionUPPER FORK
Census Block Group4
Census Block4016
Census Tract21301

Owner

5540 Watershed Rd, a mobile home, is owned and occupied by two individuals who bought it in October 2016.

Source: Burke County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address5540 WATERSHED RD, MORGANTON, NC 28655-8123
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2016 · Amount on File
Deed SaleOct 20, 2016 · Amount on File
Deed Document Number20169299
Deed Book / Page2261 / 402
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5540 Watershed Rd was $952, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$952.00 (+0.53%)$129,595 (-) Land $22,365 Building $107,230$129,595 (-) Land $22,365 Building $107,230
2025$947.00$129,595 Land $22,365 Building $107,230$129,595 Land $22,365 Building $107,230
2023$949.00$129,595 Land $22,365 Building $107,230$129,595 Land $22,365 Building $107,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5540 Watershed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 Watershed Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBURKE CO. WATER-SOUTH
serves 5,207 people · EPA ID NC0112075
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Watershed Rd

Nearby Streets

Search Property Records by Address or Parcel Number