Burke County property record for 5569 Watershed Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,366 sqft · built 1975 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (May 2006) |
| Tax Bill | $979 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2710351494 |
| Primary APN | 2710351494 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Flooring | Tile |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Attached |
| Porch | Porch |
|---|---|
| Porch Area | 300 sqft |
| Patio Area | 176 sqft |
| Canopy | 20 sqft |
| Pole Barn | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5569 WATERSHED RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 5569 WATERSHED RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER FORK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21302 |
5569 Watershed Rd is owned and occupied by two individuals who bought it in May 2006.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5569 WATERSHED RD, MORGANTON, NC 28655-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2006 · Amount on File |
| Deed Sale | May 31, 2006 · Amount on File |
| Deed Document Number | 20067460 |
| Deed Book / Page | 1568 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 5569 WATERSHED RD, MORGANTON, NC 28655-8123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024600932 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 2460/932 |
| Instrument | 2017039511 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2026 property tax bill for 5569 Watershed Rd was $979, up 0.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $979.00 (+0.51%) | $133,734 (-) Land $20,494 Building $113,240 | $133,734 (-) Land $20,494 Building $113,240 |
| 2025 | $974.00 | $133,734 Land $20,494 Building $113,240 | $133,734 Land $20,494 Building $113,240 |
| 2023 | $883.00 | $119,688 Land $20,494 Building $99,194 | $119,688 Land $20,494 Building $99,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5569 Watershed Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5569 Watershed Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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