5515 Watershed Rd, Morganton, NC 28655 Property Records

Burke County property record for 5515 Watershed Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,284 sqft · built 2003
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2710354956`

Property Details

APN / Parcel Number

Primary APN	`2710354956`
Alternative APNs	`2710353983` `57110` `65399`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,284 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	907 sqft
Unfinished Basement	907 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Log Home
Exterior Material	Logs
Foundation Type	Stone
Roof Material	Metal
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	544 sqft
Porch	Porch
Porch Area	928 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2710354956
Street Address	5515 WATERSHED RD
City	MORGANTON
State	NC
Zip	28655-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXED USE DIST
Legal Description	LO2 PL60-49
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	3
Census Block	3012
Census Tract	21302

Owner

Source: Burke County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Jan 13, 2023	Intrafamily Transfer, Transfer
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 13, 2023
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Jan 13, 2023
Property Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123
Document Number	0026650301
Book / Page	2665 / 301
Instrument Date	Jan 9, 2023
Instrument	2023000349
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Jan 13, 2023
Property Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123
Document Number	0026650305
Book / Page	2665 / 305
Instrument Date	Jan 9, 2023
Instrument	2023000350
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123
Document Number	0003220611
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5515 WATERSHED RD MORGANTON NC 286558123, MORGANTON, NC 28655-8123

Mortgage

Document Number	0003220611
Date	Jan 11, 2021
Book Page	000322/000611
Instrument	311

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2031

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-0.04%)	$346,481 (+0.55%) Land $26,217 Building $320,264	$346,481 (+0.55%) Land $26,217 Building $320,264
2023	$2,379.00	$344,585 Land $24,321 Building $320,264	$344,585 Land $24,321 Building $320,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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